Selected for the Terner Labs Housing Venture Lab

4446 Winona Court, Denver, CO 80212

Active
Listed 62 days ago
Owner-Occupant Eligible
$775,000

About $2,967 a month to live here, after the rent from the other home.

House + ADU1,053 sqft3 beds2 bathsListed Sep 11, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,967a month

The second home on the lot rents for $1,700. We hold back $332 of that for repairs and an empty month, and the rest goes toward a $4,335 monthly payment.

Income to qualify: about $106,000 a year

With how much down?

At 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $101,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Charming early-1900s bungalow in Berkeley, with separate delightful one bedroom CARRIAGE HOUSE with lots of potential! This inviting residence offers timeless character and a coveted location near desirable Tennyson Street and the neighborhood’s vibrant collection of shops and restaurants. A welcoming front sun porch, original wood floors and an open floorplan create a warm sense of place, while a bright living area adds everyday functionality. Glass French doors introduce a flexible main-level bedroom. The sunlit dining area flows into a well-appointed kitchen featuring generous counter space and abundant cabinetry. A clawfoot tub adds vintage appeal to the main bath, while the upper level offers a spacious bedroom and versatile flex area. This double lot also includes a detached carriage house with its own address, featuring a bedroom, bathroom and living area and laundry in the basement — an exceptional opportunity for Airbnb/rental income or guests. Outside, a private backyard with patio, custom landscaping and a chicken coop creates a peaceful outdoor setting.

House + ADU

Property Type

6,250 sqft

Lot Size

1904

Year Built

Listing Date: 09/11/2026

Listed by: Sofia Lock

Listing office: Milehimodern

Contact: 720-933-7185

Source: REcolorado #3013304

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$775,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$775,000
Your Down Payment$155,000
Financed$620,000
Estimated Monthly Payment$4,335

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,335/month
Principal + Interest
$3,717
Property Taxes
$421
Home Insurance
$197
Rental Income (1 Unit)
$1,700/month

From nearby rental comps.

Rental Expenses
-$332
Cost to live here
$2,967/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 3013304 · Listing office: Milehimodern

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