Selected for the Terner Labs Housing Venture Lab

774 Krameria Street, Denver, CO 80224

Active
Listed 72 days ago
Owner-Occupant Eligible
$815,000

About $2,829 a month to live here, after the rent from the other home.

Duplex2,264 sqft5 beds3 bathsListed Sep 1, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,829a month

The other home rents for $1,929. We hold back $347 of that for repairs and an empty month, and the rest goes toward a $4,411 monthly payment.

Income to qualify: about $106,000 a year

With how much down?

At 20% down ($163,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $112,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,525 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

ADJUSTED PRICE - Buyer can purchase at this price, or seller will work with them on a rate buy down! RARE OPPORTUNITY to own two homes with separate utilities for the price of one! This front-back, airy mid-century modern duplex provides a house hack–live in one unit while generating rental income from the other to significantly offset your monthly housing expenses. This versatile property is also ideal for multi-generational living. The spacious front unit (774) is full of charm with vaulted ceilings, exposed beams, and French doors with opening sidelights that lead to the patio from not only the living room, but also the primary and second bedrooms. The second and third bedrooms share a cute, updated bath, while the generously sized primary suite offers a walk-in closet and private bath with laundry. A wall of windows in the living room fills the space with natural light. The back unit (778) is equally inviting, with vaulted ceilings, exposed beams, and French doors with opening sidelights leading to the patio from both the living room and one of the bedrooms. This unit features two bedrooms, one bath, and a backyard behind. Both units share a huge basement, offering plenty of additional storage, and laundry for 778. Recent updates include water heaters (2022) and electrical panels (2023). Owner-owned solar for 774 helps keep utility costs down as energy prices continue to rise. Both units enjoy an expansive patio with a gated fence in between, allowing you to open for shared outdoor space, or close for added privacy. The front driveway offers off-street parking for up to four vehicles. Located in popular Virginia Vale, walking distance to Garland Park, Cook Park and Cherry Creek Trail, close to Glendale shopping and Cherry Creek eateries, and plenty of amenities nearby. A unique and flexible property with so many possibilities!

Duplex

Property Type

6,650 sqft

Lot Size

1980

Year Built

Listing Date: 09/01/2026

Listed by: Lisa Santos

Listing office: Compass - Denver

Contact: 720-933-3377

Source: REcolorado #6745836

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$815,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$815,000
Your Down Payment$163,000
Financed$652,000
Estimated Monthly Payment$4,411

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($163,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,411/month
Principal + Interest
$3,743
Property Taxes
$281
Home Insurance
$387
Rental Income (1 Unit)
$1,929/month

From the listing description.

Rental Expenses
-$347
Cost to live here
$2,829/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 6745836 · Listing office: Compass - Denver

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices