
At 20% down, 30-year fixed. From 3% down.
About $1,110 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $2,720 monthly payment.
Income to qualify: about $58,000 a year
With how much down?
At 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$12,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Ready to get into a home before the end of the year? Bonus, get a home where most of your mortgage is paid.. The lower level of this home has its own private entrance, and Airbnb comps say it grosses $4,200 a month. Every month you rent, you pay someone else's mortgage, get your own home for what could be free! Six nearby 2-bedroom Airbnb shows that this lower level could MAKE YOU about $50,432 a year. Mortgage payment is roughly $3,900. Airbnb income potential income is $4,202.75 a month, you could make $302.75 a month and live for FREE! On paper, the downstairs covers the payment while you live upstairs. That is living for free in Lakewood. Read that again. Most buyers stretch for a payment and hope their raise keeps up. Here, the payment has its own income stream built in. It works because the house is already set up like a duplex: two full kitchens, two laundry rooms, two separate entrances. No conversion, no permits, no waiting. The lower level has already rented long-term at $2,000 a month, so even the backup plan cuts your payment roughly in half. You live upstairs in three bedrooms and a full bath, real everyday space, not a floor plan bent around a rental. Lower Level Guests get two bedrooms, a two full baths, and their own kitchen behind a private entrance downstairs. The two halves never cross paths. HUGE two-car garage in the back yard, PLUS a carport keeps your cars and your guests' cars off the street. 9.5 acre Mountair Park 250 fee away, and Downtown Denver just up the street, perfect for a Airbnb or Mother law suit. Solid, maintained home with a newer roof and original character intact. Airbnb it. House hack it. Rent it long-term. Or give your mother in law or teenager family their own front door. Want options? This home is it. Lakewood permits short-term rentals in the owner's primary residence with a city license; see MLS supplement.. Bonus HUGE garage to store all the toys you can buy with all the extra $$.
House + ADU
Property Type
6,621 sqft
Lot Size
1939
Year Built
Listing Date: 09/11/2026
Listed by: Chris Curry
Listing office: Brokers Guild Real Estate
Contact: 720-759-5959
Source: REcolorado #8493041
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 8493041 · Listing office: Brokers Guild Real Estate
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.