About $5,054 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $6,754 monthly payment.
Income to qualify: about $170,000 a year
With how much down?
At 20% down ($246,200) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $161,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$36,930 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
**31k Concession for Rate Buy Down/Closing Costs on loan purchase at 1.231m** Price drop to 1.2m with full cash offer** **Investors - rent for 8k+/mo!! Welcome to this modern farmhouse, located in Denver’s sought-after University/Platt Park. This home blends sophisticated design, luxury finishes, rare income potential. A standout feature is the fully detached, fully equipped 500 sq ft ADU (Accessory Dwelling Unit) above garage. With its own kitchen, full bath, laundry, private entrance, its perfect for long or short-term rental, with projected annual income of ~ $40k. This flex space provides a substantial return for investors/homeowners seeking passive income while enjoying the main home. Inside, the residence showcases 10’ ceilings, abundant natural light, solid oak flooring, quartz countertops, custom tile, and matte black hardware. The open-concept main level features a statement fireplace and striking floating staircases with handcrafted steel railings. The gourmet kitchen is outfitted with high-end Thermador stainless appliances, including double oven, oversized refrigerator, drawer microwave, and gas cooktop. A dramatic waterfall-edge quartz island seats five comfortably, surrounded by ample soft-close mission-style cabinetry. The spacious primary suite offers expansive windows, a private balcony, and a luxurious spa-style bath featuring a steam shower, soaking tub, and dual shower heads in a glass-enclosed wet room. Additional bedrooms provide flexibility for guests, office, or nursery. Enjoy 3 outdoor spaces, mature trees, backyard patio wired for hot tub and space for a firepit/grill. Finished 2-car garage is painted, pre-wired for EV charger. Additional features: tankless water heater, variable-speed high-efficiency HVAC, Google Nest thermostat. Rare blend of design, luxury, income potential in Denver most vibrant area
House + ADU
Property Type
3,125 sqft
Lot Size
2025
Year Built
Listing Date: 09/01/2026
Listed by: Jonathon Sakalas
Listing office: HomeSmart
Contact: 410-320-2940
Source: REcolorado #6481709
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($246,200) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 6481709 · Listing office: HomeSmart
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