Selected for the Terner Labs Housing Venture Lab

4736 Vine Street, Denver, CO 80216

Active
Listed 79 days ago
Owner-Occupant Eligible
$399,900

About $1,261 a month to live here, after the rent from the other home.

House + ADU1,168 sqft3 beds2 bathsListed Aug 25, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,261a month

The second home on the lot rents for $1,339. We hold back $261 of that for repairs and an empty month, and the rest goes toward a $2,339 monthly payment.

Income to qualify: about $53,000 a year

With how much down?

At 20% down ($79,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $52,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$11,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Last chance to buy this property before it goes in the rental pool. Under $400K Discover the perfect blend of modern living and smart income generation in this beautifully remodeled duplex, ideally situated near the massive $1.6 Billion National Western Stock Show renovation! The main level offers a spacious 3-bedroom, 1-bath unit, while the upstairs features a bright studio apartment to help offset your mortgage—or unlock the potential of high-demand Stock Show/event-driven Airbnb revenue! ? Key Features & Major Updates: Worry-Free Systems: Major items have been fully upgraded within the last 10 years, ensuring long-term value: all brand new plumbing, all new electrical, new sewer line, new windows, new roof, new kitchen and bathrooms, and brand new flooring that was just installed. Easy Management: The property is zoned E-TU-B (duplex) and features separately metered electricity (upstairs unit is all-electric) for simple billing. Professional management is in place, but you have the flexibility to take over. ?? Unbeatable Location & Future Growth: Walk to the vibrant RINO Arts District and the Stock Show light rail station for quick access to Downtown Denver or the airport. Enjoy incredible proximity to major new developments including the Stock Show campus, new senior living, the Denver Coliseum, and I-70 access for easy commuting in any direction. Seize this rare opportunity for a move-in ready home with established income in a rapidly modernizing part of Denver! Buyer to verify all facts and figures.

House + ADU

Property Type

2,870 sqft

Lot Size

1886

Year Built

Listing Date: 08/25/2026

Listed by: Kenneth Crounse

Listing office: Brokers Guild Homes

Contact: 303-523-5833

Source: REcolorado #7265912

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$399,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$399,900
Your Down Payment$79,980
Financed$319,920
Estimated Monthly Payment$2,339

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($79,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,339/month
Principal + Interest
$1,918
Property Taxes
$203
Home Insurance
$218
Rental Income (1 Unit)
$1,339/month

From the listing description.

Rental Expenses
-$261
Cost to live here
$1,261/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 7265912 · Listing office: Brokers Guild Homes

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