Selected for the Terner Labs Housing Venture Lab

1204 Lincoln Avenue, Loveland, CO 80537

Active
Listed 83 days ago
Owner-Occupant Eligible
$350,000

About $1,431 a month to live here, after the rent from the other home.

Duplex1,968 sqft1 beds1 bathsListed Aug 24, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,431a month

The other home rents for $1,250. We hold back $244 of that for repairs and an empty month, and the rest goes toward a $2,437 monthly payment.

Income to qualify: about $57,000 a year

With how much down?

At 20% down ($70,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $48,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$12,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

A very unique property waiting for your personal touches and full of potential in the heart of Downtown Loveland! This property is situated on a quarter acre lot, has a main house, and a full rental unit above that includes a separate entrance, 1 bedroom, an office, a full bath, living room, kitchen, and a rec room of sorts. The rental unit is getting $1,250 per month in rent. The main house is available and was used as an engineering office in years past. Has AC and a sprinkler system. Located in an excellent spot to run a business, restaurant w/ outdoor patios, or professional offices. The possibilities are endless! No HOA and not in a Metro District. It's within the DDA zone and is in an enterprise zone. The property needs quite a bit a work but is priced to reflect that. Seller would like to sell the property as-is. You don't run across opportunities like this very often. Make this great property yours TODAY!

Duplex

Property Type

10,920 sqft

Lot Size

1907

Year Built

Listing Date: 08/24/2026

Listed by: Sarah Warnock

Listing office: RE/MAX Alliance-Loveland

Contact: 970-412-3421

Source: REcolorado #IR1067109

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$350,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$350,000
Your Down Payment$70,000
Financed$280,000
Estimated Monthly Payment$2,437

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($70,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,437/month
Principal + Interest
$1,607
Property Taxes
$526
Home Insurance
$304
Rental Income (1 Unit)
$1,250/month

From the listing description.

Rental Expenses
-$244
Cost to live here
$1,431/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1067109 · Listing office: RE/MAX Alliance-Loveland

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