Selected for the Terner Labs Housing Venture Lab

4840 30th Avenue, Denver, CO 80212

Active
Listed 81 days ago
Owner-Occupant Eligible
$775,000

About $3,061 a month to live here, after the rent from the other home.

House + ADU1,620 sqft3 beds2 bathsListed Aug 23, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,061a month

The second home on the lot rents for $1,620. We hold back $316 of that for repairs and an empty month, and the rest goes toward a $4,365 monthly payment.

Income to qualify: about $107,000 a year

With how much down?

At 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $101,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

House hack HERE!!! This sought after floorplan functions as an over/under duplex, but due to internal passage between units via lock-off doors, is technically a single family home and finances as such, FHA and VA lending welcome. Live in one unit & rent the other to apply toward your mortgage payment, rent both as and investment property, or enjoy a "mother in law suite" with locking privacy! Collect premium rents in the ultra-popular Highlands neighborhood, or convert back to single family home! Upon entering the upper unit you are greeted with gleaming hardwoods, ample living room and a kitchen with two islands / breakfast bars, great for entertaining. A beautifully remodeled bathroom services two great bedrooms with ample closet space. The upper unit flows downstairs in to a large private den great for theater, office, game room or storage. The walkout basement allows for a perfect lower unit entry from the back yard, upon entering you are greeted by ample living room, kitchen, plus large legal bedroom with walk in closet, and full bath. The key element to enabling Single family financing: between the lower unit bath and upper unit's basement bedroom is a shared laundry/storage/utility room, each unit secured by a locking door. Lower unit is approx 440 sf, upper unit is approx 1,180 including its basement. All windows are vinyl double pane. The back yard is a peaceful oasis featuring wood deck, a separate covered gazebo, flagstone walkways, garden areas, storage shed and alley load 2 car garage. Incredible opportunity to supplement income in the coveted Highlands community with highly desirable schools and dining, entertainment and Sloan Lake blocks away!

House + ADU

Property Type

5,610 sqft

Lot Size

1951

Year Built

Listing Date: 08/23/2026

Listed by: Brian Furer

Listing office: Century 21 Elevated Real Estate

Contact: 720-251-0778

Source: REcolorado #5633943

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$775,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$775,000
Your Down Payment$155,000
Financed$620,000
Estimated Monthly Payment$4,365

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,365/month
Principal + Interest
$3,717
Property Taxes
$346
Home Insurance
$302
Rental Income (1 Unit)
$1,620/month

From the listing description.

Rental Expenses
-$316
Cost to live here
$3,061/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 5633943 · Listing office: Century 21 Elevated Real Estate

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices