Selected for the Terner Labs Housing Venture Lab

4615 Gill Place, Denver, CO 80219

Active
Listed 76 days ago
Owner-Occupant Eligible
$492,000

About $1,611 a month to live here, after the rent from the other home.

House + ADU973 sqft5 beds3 bathsListed Aug 28, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,611a month

The second home on the lot rents for $1,378. We hold back $269 of that for repairs and an empty month, and the rest goes toward a $2,720 monthly payment.

Income to qualify: about $63,000 a year

With how much down?

At 20% down ($98,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $64,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,760 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This versatile single-family home offers a spacious and well-maintained layout, blending comfortable everyday living with incredible multi-generational or rental potential. The main residence features bright, light-filled living spaces, stylish tile and hard-surface flooring throughout, multiple private bedrooms with generous closet space, and updated full bathrooms featuring modern stone-look tile work. The heart of the home includes an updated kitchen complete with sleek white cabinetry, stainless steel appliances, modern countertops, and an integrated dining area, as well as a dedicated laundry room equipped with front-loading washers. Adding unique value is a fully equipped lower-level or secondary living area complete with its own wet bar/kitchenette, living lounge, and private accommodations—ideal for a mother-in-law suite or extended family setup. Outside, the property showcases great curb appeal with a wide driveway, mature trees, and a spacious, fully fenced backyard featuring lush lawn space and a charming raised wooden deck perfect for outdoor relaxation and entertaining. New sod just installed in the front yard.

House + ADU

Property Type

6,000 sqft

Lot Size

1958

Year Built

Listing Date: 08/28/2026

Listed by: Yameel Marquez

Listing office: Home Real Estate

Contact: 720-243-7127

Source: REcolorado #2532785

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$492,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$492,000
Your Down Payment$98,400
Financed$393,600
Estimated Monthly Payment$2,720

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($98,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,720/month
Principal + Interest
$2,360
Property Taxes
$178
Home Insurance
$182
Rental Income (1 Unit)
$1,378/month

From the listing description.

Rental Expenses
-$269
Cost to live here
$1,611/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2532785 · Listing office: Home Real Estate

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