Selected for the Terner Labs Housing Venture Lab

1776 Jay Street, Denver, CO 80214

Active
Listed 86 days ago
Owner-Occupant Eligible
$569,000

About $1,383 a month to live here, after the rent from the other home.

Duplex2,200 sqft6 beds2 bathsListed Aug 18, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,383a month

The other home rents for $2,425. We hold back $473 of that for repairs and an empty month, and the rest goes toward a $3,335 monthly payment.

Income to qualify: about $71,000 a year

With how much down?

At 20% down ($113,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,915 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

1 unit just rented for $2,425 - Unlock ultimate versatility just blocks from Sloan's Lake at 1776 Jay Street. This dynamic property offers a dual-unit layout featuring 6 total bedrooms, 2 kitchens, and 2 family rooms. Each unit has its own separate and dedicated entrance. Laundry including the washers and dryers in each unit. It is primed for an ideal house hack, steady rental income, or a simple future conversion back into a massive single-family home. Dual-Income Flexibility: Separate upper and lower levels allow you to live in one space and rent the other, or rent both units for maximum cash flow. Single-Family Potential: Easily reconnect the levels by adding interior stairs to create a spacious, traditional home. Enjoy peace of mind with a newer roof & decking, gutters, fresh paint, newly refinished hardwood floors, durable slate flooring, stainless steel appliances, brand new bathroom remodel, newer AC & water heater, ceiling fans, lighting, carpet. Enjoy a massive fenced backyard, a 10x20 storage shed with electric, a dog run, and an oversized RV pad with incredible potential to build a detached garage. Prime Sloan's Lake Lifestyle! Located just blocks from the water, trails, and parks. Walk to local favorites like the Edgewater Public Market, local breweries, and coffee shops. Just 6 blocks from the light rail stop for fast commutes to Downtown Denver, Golden, DIA, Red Rocks, skiing and hiking. Current owner rented out both units consistently with strong rents at an 8% cap rate.

Duplex

Property Type

8,276 sqft

Lot Size

1956

Year Built

Listing Date: 08/18/2026

Listed by: Sara Hankenson

Listing office: Sara Sells Colorado

Contact: 303-261-6587

Source: REcolorado #2257804

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$569,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$569,000
Your Down Payment$113,800
Financed$455,200
Estimated Monthly Payment$3,335

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($113,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,335/month
Principal + Interest
$2,613
Property Taxes
$311
Home Insurance
$411
Rental Income (1 Unit)
$2,425/month

From the listing description.

Rental Expenses
-$473
Cost to live here
$1,383/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2257804 · Listing office: Sara Sells Colorado

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