Selected for the Terner Labs Housing Venture Lab

1024-1026 31st Avenue, Greeley, CO 80634

Active
Listed 91 days ago
Owner-Occupant Eligible
$415,000
Duplex1,576 sqft4 beds2 bathsListed Aug 13, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,320a month

We are still working out the rent on this one.

Income to qualify: about $65,000 a year

With how much down?

At 20% down ($83,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$14,525 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

PLEASE READ ALL COMMENTS !!! ** Please note: This property is being sold together with 1030-1032 31st Ave - this listing is not available for purchase individually. Each property is $415,000. All units are identical in layout and finish. Incredible investment opportunity with great cash flow - two side-by-side duplexes offered together as one package! Each unit features 2 bedrooms, 1 bath, and a private one-car attached garage. All four units are identical, with new flooring and 6-panel doors throughout. Kitchens are equipped with a refrigerator, dishwasher, electric range/oven, and microwave, plus the added bonus of an in-unit washer and dryer in every unit. Live in one and rent out the other three for excellent cash flow, or add the whole package to your rental portfolio. Tenants pay electric, gas, and internet, keeping your carrying costs low. Photos are of unit 1024 - all units share the same layout and finishes. A rare house-hacking or turnkey investment opportunity you won't want to miss!

Duplex

Property Type

5,663 sqft

Lot Size

1960

Year Built

Listing Date: 08/13/2026

Listed by: Cathy Goza

Listing office: Group Greeley

Contact: 970-613-0700

Source: REcolorado #IR1066449

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$415,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$415,000
Your Down Payment$83,000
Financed$332,000
Estimated Monthly Payment$2,320

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($83,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,320/month
Principal + Interest
$1,906
Property Taxes
$144
Home Insurance
$270
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$2,320/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1066449 · Listing office: Group Greeley

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