Selected for the Terner Labs Housing Venture Lab

8438 Ames Street, Arvada, CO 80003

Active
Listed 90 days ago
Owner-Occupant Eligible
$559,000

About $2,427 a month to live here, after the rent from the other home.

House + ADU2,414 sqft5 beds3 bathsListed Aug 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,427a month

The second home on the lot rents for $1,218. We hold back $238 of that for repairs and an empty month, and the rest goes toward a $3,407 monthly payment.

Income to qualify: about $84,000 a year

With how much down?

At 20% down ($111,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $73,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,770 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Versatile 5 bedroom, 3 bathroom furnished home featuring a walk out basement with a separate entrance, second updated kitchen, and separate laundry. An ideal house hack, multi generational setup, or income producing investment. The lower level offers flexibility to live in one space while renting the other for extra income, or rent both spaces as an investment. The large backyard provides plenty of space to create your own outdoor retreat, garden, or entertaining area. Carport provides convenient off street parking. Conveniently located near Highway 36 and Downtown Westminster with easy access to Denver and surrounding communities. A flexible property with multiple ways to generate income and maximize its potential. Ask about owner financing!

House + ADU

Property Type

8,189 sqft

Lot Size

1962

Year Built

Listing Date: 08/14/2026

Listed by: Eric DeNardo

Listing office: eXp Realty, LLC

Contact: 951-833-3839

Source: REcolorado #4922707

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$559,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$559,000
Your Down Payment$111,800
Financed$447,200
Estimated Monthly Payment$3,407

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($111,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,407/month
Principal + Interest
$2,681
Property Taxes
$313
Home Insurance
$413
Rental Income (1 Unit)
$1,218/month

From the listing description.

Rental Expenses
-$238
Cost to live here
$2,427/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4922707 · Listing office: eXp Realty, LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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