Selected for the Terner Labs Housing Venture Lab

4851 Elati Street, Englewood, CO 80110

Active
Listed 64 days ago
Owner-Occupant Eligible
$734,000

About $2,964 a month to live here, after the rent from the other home.

House + ADU2,486 sqft5 beds3 bathsListed Sep 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,964a month

The second home on the lot rents for $1,650. We hold back $322 of that for repairs and an empty month, and the rest goes toward a $4,292 monthly payment.

Income to qualify: about $105,000 a year

With how much down?

At 20% down ($146,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $96,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$22,020 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

MOTIVATED SELLER! More than a beautifully updated ranch, this Englewood home is designed for the way Coloradans live, with flexible spaces, incredible outdoor living and thoughtful improvements throughout. This five-bedroom, three-bath home sits on a spacious 10,100-square-foot lot and features hardwood floors and an updated kitchen with granite countertops, tile backsplash, soft-close cabinetry, newer stainless steel appliances and a 46-bottle wine cooler. Three bedrooms are located on the main level, including the primary bedroom with its own washer and dryer, individual climate control and direct access to the enclosed sunroom. The sunroom opens to a large fenced backyard designed for year-round enjoyment with a hot tub, outdoor kitchen and two adjustable louvered pergolas. The finished basement adds tremendous flexibility with its own private entrance, second kitchen, spacious family room, two bedrooms and a bathroom. The current owner has used the lower level as an Airbnb from time to time, creating options for guests, multi-generational living or potential rental income. Average rental information is available upon request. Extensive improvements include solar panels, newer furnace and A/C, whole-house fan, LP SmartSide siding, updated 200-amp electrical panel, smart locks, smart exterior lighting and permanent exterior lights. The location adds another layer of convenience, with nearby parks and recreation, easy access to Downtown Littleton, light rail, shopping, dining and major commuter routes. From its flexible floor plan and income potential to its expansive outdoor living spaces and extensive recent improvements, this is a home designed to be enjoyed inside and out, truly exemplifying Colorado living at 5,280 feet.

House + ADU

Property Type

10,106 sqft

Lot Size

1956

Year Built

Listing Date: 09/09/2026

Listed by: Randy Burgess

Listing office: Coldwell Banker Global Luxury Denver

Contact: 303-883-0007

Source: REcolorado #8864787

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$734,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$734,000
Your Down Payment$146,800
Financed$587,200
Estimated Monthly Payment$4,292

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($146,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,292/month
Principal + Interest
$3,521
Property Taxes
$307
Home Insurance
$464
Rental Income (1 Unit)
$1,650/month

From nearby rental comps.

Rental Expenses
-$322
Cost to live here
$2,964/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8864787 · Listing office: Coldwell Banker Global Luxury Denver

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