Selected for the Terner Labs Housing Venture Lab

632 Ogden Street, Denver, CO 80218

Active
Listed 90 days ago
Owner-Occupant Eligible
$925,000

About $2,991 a month to live here, after the rent from the other home.

Duplex2,030 sqft2 beds2 bathsListed Aug 14, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,991a month

The other home rents for $2,494. We hold back $486 of that for repairs and an empty month, and the rest goes toward a $4,999 monthly payment.

Income to qualify: about $117,000 a year

With how much down?

At 20% down ($185,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $127,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$32,375 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Wow - MAJOR price adjustment! Mid century ranch in fabulous Country Club/7th Ave Historic District, with fully finished basement unit offering a multitude of living options! Interior door can be closed and locked, and separate entrances offer option for main floor and basement to be rented separately. Basement has egress windows in both bedrooms and living room. On the main floor, hardwood floors welcome you as you step into the sunny, open living and dining room area. Coved ceilings give that 50s aesthetic, and French doors in the dining room open out to the back patio allowing for great entertaining and flow. The kitchen is open with a cut out so as to not compromise cabinet space, and offers stainless appliances. Two good sized bedrooms and a full bath are also on this level as well as laundry. Downstairs, you’ll find separate living quarters (if desired), offering great space for visitors, family, or potentially to rent out (buyers to verify any city or zoning rules/laws). Here you’ll find a spacious living room (with egress window), two good sized bedrooms (both with egress), a kitchen, full bath, and laundry. A separate door can close off of this area from upstairs and offer entry from the outside. A spacious double lot lends lots of room for a garden, play area, game space with friends/family! Back patio is perfect for grilling, eating outside and relaxing. Laundry in both units. Awesome 2 car garage with workspace and tons of storage options. Newer furnace, windows, and fully paid off solar panels are perfect as energy costs continue to rise! The location here is second to none - half block to 7th Avenue to walk and bike among Denver’s historic mansions. Half block to vibrant 6th Avenue with tons of dining choices including Denver staple Angelos. Walk to coffee, grocery, drinks,numerous parks. East High School! All furniture, lawn mower, etc are negotiable! Buyer/Buyers agent to verify any/all rental options and if property inclusion in a historic district.

Duplex

Property Type

6,250 sqft

Lot Size

1956

Year Built

Listing Date: 08/14/2026

Listed by: Lisa Santos

Listing office: Compass - Denver

Contact: 720-933-3377

Source: REcolorado #4103777

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$925,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$925,000
Your Down Payment$185,000
Financed$740,000
Estimated Monthly Payment$4,999

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($185,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,999/month
Principal + Interest
$4,248
Property Taxes
$372
Home Insurance
$379
Rental Income (1 Unit)
$2,494/month

From the listing description.

Rental Expenses
-$486
Cost to live here
$2,991/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4103777 · Listing office: Compass - Denver

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