Selected for the Terner Labs Housing Venture Lab

14048 Downing Street, Brighton, CO 80602

Active
Listed 85 days ago
Owner-Occupant Eligible
$1,250,000

About $6,363 a month to live here, after the rent from the other home.

House + ADU4,100 sqft6 beds4 bathsListed Aug 19, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$6,363a month

The second home on the lot rents for $1,394. We hold back $251 of that for repairs and an empty month, and the rest goes toward a $7,506 monthly payment.

Income to qualify: about $197,000 a year

With how much down?

At 20% down ($250,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $163,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$37,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

*** ASK ABOUT SELLER-PAID RATE BUYDOWN*** Imagine pulling into your private 3.75-acre retreat, where the peaceful calm of rural living meets the effortless convenience of city access. Surrounded by mature landscaping, three irrigated lawns, and fully fenced pastures ready for horses or livestock, this exceptional home offers true freedom—free from HOA oversight and restrictive regulations. Step inside to an airy, light-filled main floor designed for both modern living and grand hosting. An updated kitchen flows seamlessly into an eat-in breakfast area, a formal dining room, and an open-concept sitting room. A sun-drenched den, powder room, and wired fiber-internet home office complete this level, providing the ideal setup for remote work. Upstairs, retreat to the primary suite featuring a walk-in closet and a beautifully modernized en-suite bath. Three additional spacious upstairs bedrooms share a renovated full bath complete with a jetted soaking tub and new double vanity. The fully equipped basement lock-off apartment boasts a private exterior entrance, full kitchen, laundry, primary suite with a full bath, and living room—perfect for multi-generational living, guests, or rental income. A separate bonus room stands ready for your private home gym, home theater, or additional living space. For entrepreneurs, contractors, or hobbyists, the property features a 2-car workshop and a massive 3,000 sq ft barn with dual entrances—offering endless room for equipment, work vehicles, business expansion, or rental income. Every major detail has been meticulously upgraded for complete peace of mind: a new 1,000-ft domestic well, a separate dedicated irrigation well, brand-new roofs across all structures, and new garage doors on both the attached garage and the barn. 5 minutes from 2 outdoor malls, countless restaurants, golf, and 1-25, enjoy the country life without giving up the city luxuries.

House + ADU

Property Type

163,350 sqft

Lot Size

1978

Year Built

Listing Date: 08/19/2026

Listed by: Garrett Dinnel

Listing office: Keller Williams Realty Downtown LLC

Contact: 303-243-4789

Source: REcolorado #7163405

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,250,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,250,000
Your Down Payment$250,000
Financed$1,000,000
Estimated Monthly Payment$7,506

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($250,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,506/month
Principal + Interest
$5,996
Property Taxes
$808
Home Insurance
$702
Rental Income (1 Unit)
$1,394/month

From the listing description.

Rental Expenses
-$251
Cost to live here
$6,363/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 7163405 · Listing office: Keller Williams Realty Downtown LLC

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