Selected for the Terner Labs Housing Venture Lab

3014-3016 Butternut Drive, Loveland, CO 80538

Active
Listed 98 days ago
Owner-Occupant Eligible
$489,000
Duplex2,108 sqftListed Aug 6, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,738a month

We are still working out the rent on this one.

Income to qualify: about $76,000 a year

With how much down?

At 20% down ($97,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $67,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$17,115 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Turn-key duplex income property offering an exceptional opportunity for both investors and owner-occupants. This well-maintained property features two bright and inviting units. Both units have been thoughtfully updated, featuring newly-remodeled kitchens with brand new shaker-style kitchen cabinets, sleek Thinscape composite countertops, and new ranges and dishwashers. Interiors have been freshly painted. The units boast updated lighting and contemporary fixtures throughout, creating bright and welcoming living spaces. Major system upgrades provide peace of mind, including a one-year-old roof and a brand-new on-demand boiler/hot water system for efficiency and reliability. Situated on a large lot with mature trees, each unit enjoys its own private, fenced yard-perfect for pets or outdoor living and increased rents. Tenants will appreciate the abundant natural light, dedicated carports, and private decks for relaxing or entertaining. An ideal opportunity for investors or owner-occupants seeking rental income in a move-in-ready property with a strong rental history. Potential Rental Income listed is an estimate.

Duplex

Property Type

11,142 sqft

Lot Size

1965

Year Built

Listing Date: 08/06/2026

Listed by: Thomas Precourt

Listing office: The Agency - Boulder

Contact: 303-921-9080

Source: REcolorado #IR1065925

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$489,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$489,000
Your Down Payment$97,800
Financed$391,200
Estimated Monthly Payment$2,738

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($97,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,738/month
Principal + Interest
$2,246
Property Taxes
$193
Home Insurance
$299
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$2,738/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1065925 · Listing office: The Agency - Boulder

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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