Selected for the Terner Labs Housing Venture Lab

4445 Delaware Street, Englewood, CO 80110

Active
Listed 63 days ago
Owner-Occupant Eligible
$650,000

About $2,374 a month to live here, after the rent from the other home.

House + ADU1,965 sqft5 beds2 bathsListed Sep 10, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,374a month

The second home on the lot rents for $1,650. We hold back $297 of that for repairs and an empty month, and the rest goes toward a $3,727 monthly payment.

Income to qualify: about $89,000 a year

With how much down?

At 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Opportunity and flexibility come together at 4445 S Delaware Street in Englewood. Offering 2,016 square feet on a generous lot, this bright home is currently configured as two separate living spaces—creating an appealing option for buyers seeking rental income potential, multigenerational living or the possibility of returning the property to a single-family configuration. The upper level includes three bedrooms and one bath, while the lower level offers two bedrooms and one bath. Live in one space while renting the other to potentially offset monthly housing costs, or explore the property's longer-term investment possibilities. Each living area enjoys its own dedicated yard space, adding privacy and flexibility. Recent improvements make the home even more compelling. The kitchens and bathrooms have been updated, the HVAC system is approximately one year old, and the water heater is brand new. Outside, the refreshed backyard includes a newly added sprinkler system. Parking is generous with a two-car carport plus an additional side parking space. Located near Downtown Englewood and the shops, dining and local businesses along the surrounding commercial districts, the property combines convenient access with a versatile residential layout. A distinctive opportunity for buyers looking for an Englewood home with flexible living space and income-producing potential. Buyer to verify zoning, permitted use, rental requirements and any future conversion possibilities. Presented by Berkshire Hathaway HomeServices.

House + ADU

Property Type

7,318 sqft

Lot Size

1976

Year Built

Listing Date: 09/10/2026

Listed by: Olivia Monday

Listing office: Berkshire Hathaway HomeServices Colorado Real Estate, LLC

Contact: 720-308-6669

Source: REcolorado #8516644

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$650,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$650,000
Your Down Payment$130,000
Financed$520,000
Estimated Monthly Payment$3,727

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,727/month
Principal + Interest
$3,118
Property Taxes
$273
Home Insurance
$336
Rental Income (1 Unit)
$1,650/month

From nearby rental comps.

Rental Expenses
-$297
Cost to live here
$2,374/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8516644 · Listing office: Berkshire Hathaway HomeServices Colorado Real Estate, LLC

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