Selected for the Terner Labs Housing Venture Lab

2861 Lincoln Street, Englewood, CO 80113

Active
Listed 98 days ago
Owner-Occupant Eligible
$600,000

About $2,396 a month to live here, after the rent from the other home.

House + ADU1,204 sqft2 beds1 bathsListed Aug 6, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,396a month

The second home on the lot rents for $1,150. We hold back $224 of that for repairs and an empty month, and the rest goes toward a $3,322 monthly payment.

Income to qualify: about $82,000 a year

With how much down?

At 20% down ($120,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome home to this beautifully preserved 1922 gem in the heart of Englewood! Exceptional curb appeal shines with a beautifully landscaped front yard, brand-new driveway, fresh exterior paint, and an inviting covered front porch welcoming you to this quaint updated 2-bed, 1-bath home. Original hardwood floors flow through the family room & bedrooms, showcasing stunning architectural details, including stately ceiling beams, a beautiful original leaded-glass window, and elegant vintage built-ins. Preparing meals is a delight in the kitchen, featuring high-end quarter sawn oak cabinetry, granite countertops, stainless steel appliances, and a solar tube that fills the space with natural light. A second solar tube brightens the bathroom as well. The basement offers a dedicated office with a closet, stackable washer/dryer, & abundant storage in the unfinished area. Enjoy peace of mind with an updated electrical system, updated plumbing, new windows & sewer line. Step outside to your private backyard featuring a large covered patio with beautiful exposed beams and a charming garden area. Buried power lines preserve the open, uncluttered feel of the backyard. Tucked away is the crown jewel: an exceptional detached, heated 3-car garage. Located within Englewood's Mixed-Use Residential corridor, this space features flexible MU-R-3-A zoning, providing a perfect canvas for a premium year-round hobby workshop, creative design studio, private live-work setup, or a future luxury ADU garage conversion for multigenerational living or a lucrative Airbnb rental opportunity. Beyond the property, enjoy an unbeatable lifestyle just minutes from the vibrant South Broadway corridor's local coffee shops, eateries, craft breweries, and antique shopping. This prime location also offers immediate proximity to Swedish Medical Center, convenient RTD rail lines, and spectacular local parks and trails. Don't miss this rare blend of historic charm, modern versatility, and city convenience!

House + ADU

Property Type

4,530 sqft

Lot Size

1922

Year Built

Listing Date: 08/06/2026

Listed by: Valerie Beaudoin

Listing office: Berkshire Hathaway HomeServices Colorado Real Estate, LLC

Contact: 303-726-1847

Source: REcolorado #5081286

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$600,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$600,000
Your Down Payment$120,000
Financed$480,000
Estimated Monthly Payment$3,322

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($120,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,322/month
Principal + Interest
$2,878
Property Taxes
$219
Home Insurance
$225
Rental Income (1 Unit)
$1,150/month

From nearby rental comps.

Rental Expenses
-$224
Cost to live here
$2,396/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5081286 · Listing office: Berkshire Hathaway HomeServices Colorado Real Estate, LLC

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