Selected for the Terner Labs Housing Venture Lab

3034 Sherman Street, Englewood, CO 80113

Active
Listed 64 days ago
Owner-Occupant Eligible
$800,000

About $2,797 a month to live here, after the rent from the other home.

Duplex2,800 sqft6 beds4 bathsListed Sep 9, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,797a month

The other home rents for $2,006. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $4,442 monthly payment.

Income to qualify: about $106,000 a year

With how much down?

At 20% down ($160,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $110,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Updated interiors, generous living space and a versatile side-by-side configuration distinguish this Englewood duplex. The property offers two separate residences with six bedrooms and four bathrooms in total. The larger 3034 residence features four bedrooms and two baths, while the 3032 residence provides two bedrooms and two baths—an appealing combination for investors or buyers considering future owner occupancy. Both residences offer comfortable, functional layouts with inviting living areas, updated kitchens, spacious bedroom configurations and in-unit conveniences. Each residence has a distinct layout and dedicated living areas, creating two clearly defined homes within the property. Each residence also enjoys its own backyard, providing separate outdoor space for relaxing, gardening or entertaining. A detached former garage offers flexible office, workout or storage space, with potential to be converted back to garage use. The two-unit configuration balances shared ownership with clearly separated day-to-day living. Different bedroom counts broaden the property’s rental appeal, while private outdoor areas give each residence valuable space beyond the interior. The detached bonus area adds a practical dimension, offering room for a home office, fitness equipment, hobbies, seasonal items or general storage. Its potential return to garage use provides an additional option as ownership needs evolve. Conveniently located near South Broadway and downtown Englewood, the property offers easy access to restaurants, shopping, public transportation, major commuter routes and the nearby medical corridor. Both residences are currently rented, offering immediate income potential from two established units. Continue operating the property as an investment or consider occupying one residence in the future while leasing the other. This combination of current rental income and future flexibility creates a compelling opportunity in a well-connected Englewood location.

Duplex

Property Type

7,754 sqft

Lot Size

1973

Year Built

Listing Date: 09/09/2026

Listed by: Tammy Deitz

Listing office: Guide Real Estate

Contact: 303-875-2622

Source: REcolorado #8395182

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$800,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$800,000
Your Down Payment$160,000
Financed$640,000
Estimated Monthly Payment$4,442

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($160,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,442/month
Principal + Interest
$3,674
Property Taxes
$289
Home Insurance
$479
Rental Income (1 Unit)
$2,006/month

From the listing description.

Rental Expenses
-$361
Cost to live here
$2,797/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8395182 · Listing office: Guide Real Estate

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