Selected for the Terner Labs Housing Venture Lab

4901 Beverly Drive, Berthoud, CO 80513

Active
Listed 104 days ago
Owner-Occupant Eligible
$990,000
House + ADU3,248 sqft4 beds4 bathsListed Jul 31, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,694a month

We are still working out the rent on this one.

Income to qualify: about $156,000 a year

With how much down?

At 20% down ($198,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $129,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$29,700 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Look! A rare 2.3-acre property in desirable Berthoud Estates offering the perfect blend of country living, modern updates, and exceptional flexibility just minutes from downtown Berthoud. This beautifully maintained 4-bedroom, 3-bath home offers approximately 3,248 finished square feet designed for comfortable living and entertaining.The main level features formal living and dining rooms, a spacious family room with a wood-burning fireplace, an updated kitchen with granite countertops, center island, breakfast nook, and main-floor laundry. Upstairs, all four bedrooms are conveniently located together, including a luxurious primary suite with a remodeled spa-inspired bath, custom walk-in closet (2026), and private west-facing deck with Colorado sunset views. The finished basement includes a large recreation room, additional laundry hookups, flexible space for a media room, fitness area, hobbies or guests, plus abundant storage.A standout feature is the detached shop with a finished upper-level Accessory Dwelling Unit (ADU). The main level offers three separate work areas ideal for a home business, workshop, studio, fitness space, or hobbies. The upper-level ADU features a full kitchen, 3/4 bath, gas fireplace, window A/C, and private living space. The lower-level shop includes a gas heater, and both levels are served by on-demand gas hot water systems.Outdoor amenities include a covered patio, greenhouse, raised garden beds, perennial gardens, mature landscaping, water feature, fire pit, 10 apple trees, 3 pear trees, chicken coop, clubhouse/playhouse, RV and boat parking, and abundant additional parking. Recent improvements include Class 4 roofs on the home (2023) and ADU (2024), custom primary closet (2026), new carpet (2026), upstairs bathroom updates (2026), sealed driveway (2026), and replaced garage parking pad (2025).Buyer to verify all measurements, schools, HOA information, ADU use, zoning, occupancy requirements, and permitted uses with Larimer County.

House + ADU

Property Type

100,188 sqft

Lot Size

1978

Year Built

Listing Date: 07/31/2026

Listed by: Ann Yuska

Listing office: RE/MAX Nexus

Contact: 970-420-8189

Source: REcolorado #IR1065507

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$990,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$990,000
Your Down Payment$198,000
Financed$792,000
Estimated Monthly Payment$5,694

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($198,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,694/month
Principal + Interest
$4,748
Property Taxes
$388
Home Insurance
$460
HOA$98
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$5,694/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1065507 · Listing office: RE/MAX Nexus

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