Selected for the Terner Labs Housing Venture Lab

420 Strong Street, Brighton, CO 80601

Active
Listed 104 days ago
Owner-Occupant Eligible
$450,000

About $1,825 a month to live here, after the rent from the other home.

House + ADU1,566 sqft4 beds2 bathsListed Jul 31, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,825a month

The second home on the lot rents for $1,064. We hold back $207 of that for repairs and an empty month, and the rest goes toward a $2,682 monthly payment.

Income to qualify: about $65,000 a year

With how much down?

At 20% down ($90,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $59,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$13,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Remodeled Interior, Flexible four-bedroom layout and potential for multi-generational living or house hacking! Tucked away on a quiet six-home block in the heart of downtown Brighton, this charming brick home combines character, modern updates, and something increasingly hard to find: flexible living space with a separate entrance and second kitchen. The main level feels warm and move-in ready, with fresh paint, updated finishes, custom doors, top-down/bottom-up window coverings, a remodeled kitchen and bathrooms, plus washer and dryer hookups upstairs. But the real opportunity is downstairs. The lower level features its own kitchen, refrigerator, separate entrance, and living space, opening the door to so many possibilities. Think house hacking, multi-generational living, a private space for adult children or extended family, long-term rental potential, or even exploring short-term rental/Airbnb possibilities. Live upstairs and potentially offset your mortgage with the lower level—or simply enjoy having two distinct living spaces under one roof. Outside, you'll find a fully fenced backyard perfect for pets, entertaining, or summer evenings, along with a newly added driveway providing valuable off-street parking. The washer, dryer, and mounted TVs are included, making the move even easier. And the location? You get the feel of a small, friendly neighborhood while being just minutes from downtown Brighton restaurants, coffee shops, parks, and community events. Whether you're a first-time buyer looking for a creative way to make homeownership more affordable, an investor exploring rental possibilities, or a family wanting multiple generations close together while still having their own space, this home offers flexibility that most properties simply don't.

House + ADU

Property Type

6,500 sqft

Lot Size

1947

Year Built

Listing Date: 07/31/2026

Listed by: Luana Lindholm

Listing office: HomeSmart

Contact: 720-341-6588

Source: REcolorado #6132745

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$450,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$450,000
Your Down Payment$90,000
Financed$360,000
Estimated Monthly Payment$2,682

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($90,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,682/month
Principal + Interest
$2,158
Property Taxes
$232
Home Insurance
$292
Rental Income (1 Unit)
$1,064/month

From the listing description.

Rental Expenses
-$207
Cost to live here
$1,825/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 6132745 · Listing office: HomeSmart

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