Selected for the Terner Labs Housing Venture Lab

520 Namaqua Road, Loveland, CO 80537

Active
Listed 106 days ago
Owner-Occupant Eligible
$1,338,000
House + ADU3,314 sqft5 beds4 bathsListed Jul 29, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,240a month

We are still working out the rent on this one.

Income to qualify: about $202,000 a year

With how much down?

At 20% down ($267,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $175,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$40,140 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Meticulously reimagined from the studs in, this exceptional property pairs a true designer renovation with agricultural zoning, no covenants, and fencing already in place for horses or livestock. Wide-plank flooring and hand-troweled ceilings carry through the main level, where the showpiece kitchen features white shaker cabinetry, an oversized center island, quartz counters, and artisan tile rising to the ceiling, double oven, gas range. The primary suite is distinguished by an exposed-brick accent wall. A fully permitted lower-level ADU offers a full second kitchen with it's own laundry. It features a separate private French-door entrance, ideal for multigenerational living or income potential. Outside: an attached deck, a swim spa and hot tub, pergola-shaded patios, a fitness garage, an oversized heated and cooled finished workshop, and several outbuildings, all set in immaculate grounds with fenced pasture beyond. A renovation of this caliber with freedom like this simply does not come along often.

House + ADU

Property Type

64,033 sqft

Lot Size

1980

Year Built

Listing Date: 07/29/2026

Listed by: Cody Harvey

Listing office: Compass - Boulder

Contact: 307-317-6508

Source: REcolorado #IR1065304

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,338,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,338,000
Your Down Payment$267,600
Financed$1,070,400
Estimated Monthly Payment$7,240

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($267,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,240/month
Principal + Interest
$6,418
Property Taxes
$353
Home Insurance
$469
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$7,240/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1065304 · Listing office: Compass - Boulder

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