
At 20% down, 30-year fixed. From 3% down.
About $2,721 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $4,331 monthly payment.
Income to qualify: about $103,000 a year
With how much down?
At 20% down ($159,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $110,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$27,825 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Partnering with our preferred lender, we’re offering a 1% LENDER CREDIT to help your buyer with closing costs or a rate buydown. Contact listing agent for details. A true Denver rarity: a fully turnkey 3-unit income property in the heart of Berkeley, and thanks to its unincorporated Adams County address, one of the few in the metro exempt from Denver's restrictive STR rules. No owner-occupancy requirement. No cap on units. Just pure investment flexibility. Live upstairs in the sun-filled 2BR/1BA, tuck family or guests into the basement's private 2BR/1BA suite with its own entrance and full kitchen, and let the detached ADU, freshly outfitted with a 2022 mini-split, work as a private retreat or its own income stream. The ADU adds another bedroom and bathroom to the mix, plus 632 additional square feet not reflected in the listed square footage, making it truly a 5 bed, 3 bath and over 2600 square feet giving this property even more upside than the numbers show. Currently a professionally managed Airbnb portfolio under Atomic Stays, boasting two full years of documented income and guest ratings north of 4.8 stars. Run it as a short-term cash machine, a mid-term rental, a long-term hold, or move in and let the other units pay your mortgage, the choice is yours. Freshly upgraded with a replaced basement sewer line, new basement flooring, and updated finishes throughout, plus a 2-car garage and storage shed for even more value. DSCR financing available using the property's own real numbers. Opportunities like this don't sit on the market long.
Duplex
Property Type
7,980 sqft
Lot Size
1955
Year Built
Listing Date: 08/03/2026
Listed by: Craig Curelop
Listing office: eXp Realty, LLC
Contact: 720-650-2213
Source: REcolorado #3230268
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($159,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 3230268 · Listing office: eXp Realty, LLC
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At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.