Selected for the Terner Labs Housing Venture Lab

1295 Holly Street, Denver, CO 80220

Active
Listed 99 days ago
Owner-Occupant Eligible
$739,000

About $3,170 a month to live here, after the rent from the other home.

House + ADU1,767 sqft3 beds2 bathsListed Aug 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,170a month

The second home on the lot rents for $1,266. We hold back $247 of that for repairs and an empty month, and the rest goes toward a $4,189 monthly payment.

Income to qualify: about $105,000 a year

With how much down?

At 20% down ($147,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $96,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$22,170 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

POTENTIAL SAVINGS OF APPROX. $865/MONTH IN YEAR ONE! Seller offering up to $15,000 toward a 2-1 mortgage rate buydown with an acceptable offer. Ask about estimated payment savings and financing options. Subject to lender terms and buyer qualification. Storybook Mayfair Tudor meets private garden retreat on an oversized corner lot with exceptional future potential in the heart of Mayfair. 3/2 home on oversized 9,370-square-foot corner lot. Charming brick cottage offers a rare blend of character, privacy, outdoor living & long-term opportunity. Mature trees, lush landscaping, winding garden paths & multiple patios create a peaceful retreat that feels worlds away from the city while remaining close to everything Denver has to offer. Inside, timeless charm meets everyday comfort with hardwood floors, abundant natural light, built-ins & inviting living spaces. The updated kitchen features granite countertops, custom cabinetry & an efficient layout, while the dining area overlooks the beautifully landscaped grounds. A main-level bedroom with walk in closet, is complemented by additional finished living space & two non-conforming basement bedrooms, offering flexibility. Detached 1-car garage, covered outdoor living area & expansive fenced yard provide endless ways to enjoy Colorado living today, while the oversized corner lot & alley access create exciting possibilities for tomorrow. Buyers may explore adding a new garage with an accessory dwelling unit (ADU) above or other expansion opportunities, subject to city approvals. Whether you’re enjoying morning coffee beneath the trees, hosting friends on the front porch or back patio, creating multi-generational living, generating rental income, or simply relaxing in the gardens.

House + ADU

Property Type

9,370 sqft

Lot Size

1941

Year Built

Listing Date: 08/05/2026

Listed by: Angela Fox

Listing office: Madison & Company Properties

Contact: 303-246-6629

Source: REcolorado #9910400

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$739,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$739,000
Your Down Payment$147,800
Financed$591,200
Estimated Monthly Payment$4,189

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($147,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,189/month
Principal + Interest
$3,545
Property Taxes
$314
Home Insurance
$330
Rental Income (1 Unit)
$1,266/month

From the listing description.

Rental Expenses
-$247
Cost to live here
$3,170/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 9910400 · Listing office: Madison & Company Properties

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