Selected for the Terner Labs Housing Venture Lab

3694 Deer Creek Drive, Parker, CO 80138

Active
Listed 100 days ago
Owner-Occupant Eligible
$899,000

About $3,657 a month to live here, after the rent from the other home.

House + ADU3,892 sqft4 beds4 bathsListed Aug 4, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,657a month

The second home on the lot rents for $1,975. We hold back $326 of that for repairs and an empty month, and the rest goes toward a $5,306 monthly payment.

Income to qualify: about $130,000 a year

With how much down?

At 20% down ($179,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $117,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$26,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

UPDATED RANCH | FINISHED WALKOUT BASEMENT | NEARLY 2 ACRES | NO HOA | 4 BEDROOMS | 4 BATHROOMS | OVERSIZED 3-CAR GARAGE | MULTIGENERATIONAL LIVING POTENTIAL | BASEMENT KITCHENETTE | QUARTZ COUNTERTOPS | RADIANT FLOOR HEATING | NEW ROOF & WINDOWS Room to spread out, sweeping views of rolling hills, and thoughtful updates—this refreshed ranch offers comfortable living on nearly 2 acres surrounded by acreage properties. Enjoy the freedom of no HOA, inviting outdoor spaces, and a versatile floor plan with room for everyday living, entertaining, and extended stays. The renovated kitchen features quartz countertops, complemented by newly refinished oak floors, updated bathrooms, fresh interior and exterior paint, and new carpet throughout. Zoned radiant floor heating provides whole-home comfort, while a built-in main-level pellet stove and a freestanding basement pellet stove offer supplemental warmth. The finished walkout basement expands your possibilities with two private exterior entrances, a living room, a bedroom with an en suite bathroom, an office or workout room, a kitchenette, and ample storage. This flexible layout offers an appealing setup for guests or potential multigenerational living. Step outside to enjoy the views from the patio with a fire pit, or unwind on the brand-new elevated Trex deck accessed from the primary suite. A large shaded dog run and electric fencing along the property perimeter add outdoor functionality, while the oversized 3-car garage provides room for vehicles, tools, and hobbies. Extensive improvements include a brand-new 40-year roof, all-new windows, added attic insulation, and a new attic fan. Additional features include a whole-house water filtration system, tankless water heater, and an owned propane tank. Doors, windows, and siding by LIFETIME include a transferable lifetime warranty. Updated spaces, flexible living options, and room to enjoy the outdoors and everything this acreage property has to offer.

House + ADU

Property Type

82,633 sqft

Lot Size

1994

Year Built

Listing Date: 08/04/2026

Listed by: Karina Jansen

Listing office: RE/MAX Momentum

Contact: 303-725-8440

Source: REcolorado #1944761

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$899,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$899,000
Your Down Payment$179,800
Financed$719,200
Estimated Monthly Payment$5,306

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($179,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,306/month
Principal + Interest
$4,312
Property Taxes
$388
Home Insurance
$606
Rental Income (1 Unit)
$1,975/month

From the listing description.

Rental Expenses
-$326
Cost to live here
$3,657/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 1944761 · Listing office: RE/MAX Momentum

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