About $3,582 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,142. We hold back $223 of that for repairs and an empty month, and the rest goes toward a $4,501 monthly payment.
Income to qualify: about $115,000 a year
With how much down?
At 20% down ($163,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $106,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$24,450 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome to this beautifully updated 2-bedroom, 1-bathroom bungalow offering the perfect blend of charm, modern improvements, and exceptional income potential. The main home features numerous recent upgrades, including updated windows, central air conditioning, fresh interior and exterior paint, and thoughtful improvements throughout. The property has been extensively enhanced with a newly constructed ADU, garage, updated sprinkler system, fresh landscaping, and new sod, creating outstanding curb appeal and low-maintenance outdoor living. A new water line and sewer line we installed in 2025 to accommodate the ADU. Adding tremendous value is the detached 1-bedroom, 1-bathroom ADU located at the rear of the property. Whether used as a rental, guest house, home office, or multigenerational living space, this versatile addition provides flexibility and income-producing opportunities. Situated in a highly walkable neighborhood, residents enjoy convenient access to shopping, dining, parks, and everyday amenities. Multiple hospitals and major employment centers are nearby, creating a strong and consistent renter pool, making this property an excellent option for both owner-occupants and investors alike. Don't miss this rare opportunity to own a move-in-ready property with significant updates, a new ADU, and outstanding rental potential in a desirable location.
House + ADU
Property Type
4,356 sqft
Lot Size
1923
Year Built
Listing Date: 07/31/2026
Listed by: Mark Polk
Listing office: Abode Real Estate
Contact: 217-622-9992
Source: REcolorado #7865078
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($163,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 7865078 · Listing office: Abode Real Estate
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