About $3,262 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,600. We hold back $312 of that for repairs and an empty month, and the rest goes toward a $4,550 monthly payment.
Income to qualify: about $113,000 a year
With how much down?
At 20% down ($158,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $103,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,700 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
The Sellers will pay up to $10,000.00 to buy down your interest rate, use for closing costs OR a reduction in price! The price has already been reduced by $98,000.00, so this property is priced to sell! The square footage indicated includes the 480 square foot carriage house on this charming Whittier Bungalow. The rare Carriage House has generated $1600.00 month income! Live in one, lease the other to offset your payment! Welcome to this beautifully updated Whittier gem, perfectly blending historic character with modern functionality. The inviting front porch overlooks a tiered front garden. Step inside you will be welcomed into a light-filled main level with gleaming hardwood floors and an open-concept living and dining layout. The renovated kitchen boasts solid-surface countertops, tile backsplash, upgraded cabinetry, and stainless steel appliances. Two comfortable main-floor bedrooms and a full bath complete the upper level. The fully finished lower level adds versatile living space, featuring a cozy family room area, laundry, an updated 3/4 bath, and a conforming 3rd bedroom. Out back, the 480 square foot studio carriage house is a rare find! Complete with its own address at 2016 Race Street, it has separate Xcel electric meter, kitchen with gas stove, 3/4 bath, off-street parking, and dedicated outdoor space—ideal for multi-generational living or a potential income stream. Enjoy the fully fenced yard with raised garden beds, a large storage shed and patio. The solar system is paid for and the Sellers would like to sell the furnishings in the carriage house. Minutes from Rino, City Park and the beautiful Golf Course and Downtown Denver, this is a turnkey property with built-in financial flexibility!
House + ADU
Property Type
4,690 sqft
Lot Size
1906
Year Built
Listing Date: 08/13/2026
Listed by: Catherine Schneider
Listing office: RE/MAX Alliance
Contact: 303-523-9184
Source: REcolorado #3703875
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($158,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 3703875 · Listing office: RE/MAX Alliance
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