Selected for the Terner Labs Housing Venture Lab

1597 Julian Street, Denver, CO 80204

Active
Listed 108 days ago
Owner-Occupant Eligible
$600,000

About $2,367 a month to live here, after the rent from the other home.

House + ADU1,978 sqft4 beds2 bathsListed Jul 27, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,367a month

The second home on the lot rents for $1,418. We hold back $277 of that for repairs and an empty month, and the rest goes toward a $3,508 monthly payment.

Income to qualify: about $85,000 a year

With how much down?

At 20% down ($120,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

WHAT A DEAL FOR SLOANS LAKE AND WALK TO THE BRONCO GAMES! Imagine starting your mornings with a walk around Sloan's Lake, grabbing coffee at a café, biking downtown, and enjoying one of Denver's most desirable neighborhoods; all from your brick ranch, move-in-ready home. Corner lot with mature trees, 3 off-street parking spots, and incredible redevelopment potential, legally zoned U-TU-C, allowing for a duplex or a 2nd unit in the basement for rental income. The main level features hardwood floors, a bright living room with an electric fireplace with decorative tile, and custom shelving. The open kitchen is perfect for entertaining including the pantry and appliances. Three bedrooms on the main level, along with a beautifully remodeled bathroom featuring a walk-in shower. Major updates include: Updated windows throughout, New Class 3 impact-resistant roof 2026, New interior doors, Updated light fixtures, Central A/C (2023), Water heater (2023). Finished basement offers excellent flexibility for guests, multi-generational living, or future rental income. Features laminate flooring, a kitchenette with refrigerator, microwave, remodeled bathroom, a conforming bedroom, a spacious family room with an egress window, office space, and a laundry room complete with utility sink plus washer and dryer. Step outside to enjoy the covered patio, raised garden beds, storage shed, and fully fenced backyard—perfect for relaxing or entertaining. Additional features include an EV charging outlet and permitted street parking. Enjoy being just a short walk to Sloan's Lake where you can paddle board, jog, bike, or take in the beautiful scenery. You'll be within walking distance of restaurants, coffee shops, bus routes, and light rail, providing quick access to downtown and everything Denver has to offer. Whether you're looking for a charming home in one of Denver's most desirable neighborhoods or an excellent investment opportunity w/ future income potential!

House + ADU

Property Type

4,080 sqft

Lot Size

1965

Year Built

Listing Date: 07/27/2026

Listed by: Lexie White

Listing office: HomeSmart

Contact: 720-404-0562

Source: REcolorado #8059443

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$600,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$600,000
Your Down Payment$120,000
Financed$480,000
Estimated Monthly Payment$3,508

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($120,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,508/month
Principal + Interest
$2,878
Property Taxes
$291
Home Insurance
$339
Rental Income (1 Unit)
$1,418/month

From the listing description.

Rental Expenses
-$277
Cost to live here
$2,367/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8059443 · Listing office: HomeSmart

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