About $2,135 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $2,500. We hold back $488 of that for repairs and an empty month, and the rest goes toward a $4,147 monthly payment.
Income to qualify: about $93,000 a year
With how much down?
At 20% down ($157,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $108,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$27,475 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Excellent opportunity to own aduplex in one of Denver's most desirable central neighborhoods. Both 402 and 406 N. Washington have consistently rented for $2,500 per month, with multiple rental applications received each time a unit has become available, highlighting the property's strong demand and excellent potential for future rent growth. Whether you're looking to expand your investment portfolio or house hack by living in one unit while renting the other, this property offers exceptional flexibility and income potential. Each residence features the timeless character of a classic Denver home combined with practical updates, including evaporative cooling for added comfort during the warmer months. An added bonus, 406 N. Washington can be sold furnished, creating an attractive turnkey opportunity for buyers interested in furnished rentals, executive housing, or short-to-mid-term rental strategies if permitted. Located just minutes from downtown Denver, Cherry Creek, parks, restaurants, shopping, and public transportation, this duplex offers the location tenants are searching for and the cash-flow potential investors appreciate. With proven rental history, consistent tenant demand, and upside in future rental income, opportunities like this are increasingly difficult to find in one of Denver's most sought-after neighborhoods.
Duplex
Property Type
1922
Year Built
Listing Date: 07/22/2026
Listed by: Brent Malia
Listing office: NAV Real Estate
Contact: 720-560-5855
Source: REcolorado #8951244
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($157,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 8951244 · Listing office: NAV Real Estate
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