Selected for the Terner Labs Housing Venture Lab

901 Locust Street, Denver, CO 80224

Active
Listed 117 days ago
Owner-Occupant Eligible
$550,000

About $2,003 a month to live here, after the rent from the other home.

House + ADU1,079 sqft2 beds2 bathsListed Jul 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,003a month

The second home on the lot rents for $1,332. We hold back $260 of that for repairs and an empty month, and the rest goes toward a $3,075 monthly payment.

Income to qualify: about $74,000 a year

With how much down?

At 20% down ($110,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $72,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This mid-century single-level home offers a perfect blend of comfort and convenience in the premier Virginia Vale neighborhood. The property sits on a highly desirable 6,250-square-foot corner lot. Its level footprint and convenient rear alley access make it an ideal candidate for building a detached Accessory Dwelling Unit (ADU) under Denver guidelines. The space is perfect for a detached home office, guest cottage, or income-producing rental. Inside, an open layout features hardwood floors and abundant natural light flowing through expansive windows. At the heart of the home is an updated eat-in kitchen beautifully appointed with premium appliances, durable granite countertops, and thoughtful finishes. The homes layout includes a generous primary suite serving as a serene sanctuary with ample room for a king-size bed and a dedicated workspace. The secondary bedroom includes a convenient Murphy bed for guests. A large laundry and utility room houses a tankless water heater. Outside, the property maximizes curb appeal and privacy with a charming covered patio designed for indoor-outdoor entertaining. A rare, oversized 2-car detached garage provides exceptional storage for vehicles and outdoor gear.The location is exceptionally walkable, offering immediate access to local grocery stores, restaurants, and entertainment. Residents will enjoy unbeatable central access to top-rated local schools, Trader Joe's, and a short drive to premier shopping and dining at Cherry Creek North and Lowry. Denver's regional bike trails are also just moments away.

House + ADU

Property Type

6,250 sqft

Lot Size

1954

Year Built

Listing Date: 07/18/2026

Listed by: Jill Svenson

Listing office: Coldwell Banker Realty 24

Contact: 303-522-0631

Source: REcolorado #9834623

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$550,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$550,000
Your Down Payment$110,000
Financed$440,000
Estimated Monthly Payment$3,075

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($110,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,075/month
Principal + Interest
$2,638
Property Taxes
$236
Home Insurance
$201
Rental Income (1 Unit)
$1,332/month

From the listing description.

Rental Expenses
-$260
Cost to live here
$2,003/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 9834623 · Listing office: Coldwell Banker Realty 24

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