Selected for the Terner Labs Housing Venture Lab

4630-4632 14th Street, Greeley, CO 80634

Active
Listed 119 days ago
Owner-Occupant Eligible
$750,000
Duplex4,740 sqft4 beds4 bathsListed Jul 16, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,565a month

We are still working out the rent on this one.

Income to qualify: about $127,000 a year

With how much down?

At 20% down ($150,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $103,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$26,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This centrally-located Greeley duplex on a corner lot is a GREAT option for an investor or an owner-occupant pursuing a house-hacking strategy with NO HOA! Each side has 2 bedrooms and 2 bathrooms with unfinished basements for opportunity to add additional finished square footage. The property has seen extensive exterior and interior updates in recent years, which include a new roof with Class 4 impact-resistant shingles (2023), a new privacy fence (2025), new exterior paint, gutters, and shutters, new cedar shingles on the dormers, and new skylights. Newer LVP flooring on both sides (4630 in 2023; 4632 in 2024). The sprinkler system has also been upgraded with a WiFi-enabled controller for remote irrigation management. Both units feature updated interior wall texture and paint, new light fixtures and ceiling fans, and new switches and outlets with USB/USB-C compatability, along with smart door locks with keypad entry for added security. The property has a solid rental history, with documentation available upon request. This is a well-maintained property suited to buyers seeking rental income, house-hacking potential, or a straightforward addition to an investment portfolio!

Duplex

Property Type

19,697 sqft

Lot Size

1983

Year Built

Listing Date: 07/16/2026

Listed by: Steve Baker

Listing office: Sears Real Estate

Contact: 970-302-0879

Source: REcolorado #IR1064369

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$750,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$750,000
Your Down Payment$150,000
Financed$600,000
Estimated Monthly Payment$4,565

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($150,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,565/month
Principal + Interest
$3,444
Property Taxes
$310
Home Insurance
$811
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,565/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1064369 · Listing office: Sears Real Estate

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices