Selected for the Terner Labs Housing Venture Lab

2135 High Street, Denver, CO 80210

Active
Listed 107 days ago
Owner-Occupant Eligible
$1,177,000

About $5,197 a month to live here, after the rent from the other home.

House + ADU3,212 sqft6 beds5 bathsListed Jul 28, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,197a month

The second home on the lot rents for $1,351. We hold back $203 of that for repairs and an empty month, and the rest goes toward a $6,345 monthly payment.

Income to qualify: about $165,000 a year

With how much down?

At 20% down ($235,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $154,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$35,310 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

***27k Concession for Rate buy down/closing costs!!!*** Investors dream, rent for 7500+/mo with ~ 150k instant equity!! **Pictures of finished home are of similar project 2405 S High St completed 12/26 by same developer** Welcome to this modern farmhouse–style home, ideally located in Denver’s highly sought-after University of Denver/Platt Park neighborhood. This residence blends sophisticated design, luxury finishes, and rare income potential. A standout feature is the fully detached, fully equipped 500+ sq ft ADU (Accessory Dwelling Unit) above the garage. With its own kitchen, full bath, laundry, and private entrance, the ADU is perfect for long or short-term rental, with projected annual income of $40k+. This flex space provides a substantial return for investors or homeowners seeking passive income while enjoying the main home. Inside, the 10’ ceilings, abundant natural light, solid oak flooring, quartz countertops, custom tile, and matte black hardware throughout. The open-concept main level features fireplace and striking floating staircases with handcrafted steel railings. The gourmet kitchen is outfitted with high-end stainless appliances, double oven, oversized refrigerator, drawer microwave, gas cooktop. A waterfall-edge quartz island seats five comfortably, surrounded by ample soft-close mission cabinetry. The spacious primary suite offers expansive windows, a private balcony, and a luxurious spa-style bath featuring soaking tub and dual shower heads in glass-enclosed wet room. Additional bedrooms provide flexibility for guests, office, or nursery. 3 outdoor spaces, mature trees, backyard patio wired for hot tub, space for a firepit/grill. The finished 2 car garage is pre-wired for EV charger, and supports ADU above. Additional features include tankless water heater, variable-speed high-efficiency HVAC, and Google Nest thermostat. This property is a rare blend of design, luxury, and income potential in one of Denver’s most vibrant area.

House + ADU

Property Type

3,125 sqft

Lot Size

2026

Year Built

Listing Date: 07/28/2026

Listed by: Jonathon Sakalas

Listing office: HomeSmart

Contact: 410-320-2940

Source: REcolorado #2799141

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,177,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,177,000
Your Down Payment$235,400
Financed$941,600
Estimated Monthly Payment$6,345

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($235,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,345/month
Principal + Interest
$5,645
Property Taxes
$250
Home Insurance
$450
Rental Income (1 Unit)
$1,351/month

From the listing description.

Rental Expenses
-$203
Cost to live here
$5,197/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2799141 · Listing office: HomeSmart

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