Selected for the Terner Labs Housing Venture Lab

3217 Raleigh Street, Denver, CO 80212

Active
Listed 91 days ago
Owner-Occupant Eligible
$899,000

About $3,481 a month to live here, after the rent from the other home.

Duplex1,750 sqft4 beds2 bathsListed Aug 13, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,481a month

The other home rents for $1,752. We hold back $342 of that for repairs and an empty month, and the rest goes toward a $4,891 monthly payment.

Income to qualify: about $121,000 a year

With how much down?

At 20% down ($179,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$31,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional opportunity in one of Denver's most sought-after Highlands neighborhoods! This property offers incredible potential for investors, owner-occupants, or buyers looking to renovate and build equity in an unbeatable location. Just a short walk to Highland Square, you'll enjoy easy access to some of Denver's favorite locally owned restaurants, coffee shops, breweries, boutiques, and neighborhood events. The vibrant Tennyson Street district and Sloan's Lake are also just minutes away, making this an ideal location to experience one of the city's most desirable urban neighborhoods. The main residence features 4 bedrooms, 2 bathrooms, a finished basement, central air conditioning, a private backyard, and a two-car carport with convenient alley access. The property is being sold in its current condition and requires updating and repairs, presenting an outstanding opportunity for buyers looking to restore, renovate, or personalize a home in a premier location. A rare and valuable feature is the legal Accessory Dwelling Unit (ADU) permitted under U-SU-B zoning. The two-story ADU includes 1 bedroom, 2 bathrooms, and a kitchen, offering exceptional flexibility for rental income, multigenerational living, guest accommodations, or a private home office. The ADU previously rented for $1,752 per month in its current condition, providing immediate income potential with additional upside through future improvements. Seller will consider a roof credit with an acceptable offer. Whether you're searching for a value-add investment, a renovation project, or a home with built-in income potential, this is a rare opportunity to own a legal ADU property in one of Denver's most desirable neighborhoods. Seller will share plans that were drawn up for a remodel if requested.

Duplex

Property Type

6,350 sqft

Lot Size

1961

Year Built

Listing Date: 08/13/2026

Listed by: John Pezzuti

Listing office: MB Pezzuti & Associates

Contact: 303-246-5009

Source: REcolorado #3231783

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$899,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$899,000
Your Down Payment$179,800
Financed$719,200
Estimated Monthly Payment$4,891

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($179,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,891/month
Principal + Interest
$4,129
Property Taxes
$462
Home Insurance
$300
Rental Income (1 Unit)
$1,752/month

From the listing description.

Rental Expenses
-$342
Cost to live here
$3,481/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 3231783 · Listing office: MB Pezzuti & Associates

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