About $1,114 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $2,724 monthly payment.
Income to qualify: about $58,000 a year
With how much down?
At 20% down ($91,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $59,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,650 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Charming brick bungalow, positioned in the heart of the highly desirable Ruby Hill neighborhood. Offering a rare blend of classic character, modern convenience, and incredible financial flexibility, this home is a standout opportunity for any buyer. The House-Hack Opportunity is tailor-made for the savvy buyer looking to build wealth through real estate. The intelligent, dual-level layout features two completely independent living spaces, each offering two spacious bedrooms and one full bathroom. With a fully equipped second kitchen located in the basement, this home is perfectly configured for a "house-hack"—live on one level and rent out the other to offset your mortgage, or utilize the space for seamless multi-generational living. NOTE: BASEMENT BEDROOMS DO NOT HAVE EGRESS WINDOWS AND ARE NON-CONFORMING. The interior is bright, inviting, and move-in ready complemented by beautiful wood flooring. The kitchen has been thoughtfully updated to include quartz countertops and generous storage. The lower level mirrors this functional design, providing a high-quality, private living area that maximizes the property's overall utility. The expansive 7,750-square-foot lot backs directly to a tranquil gulch and dedicated bike path, offering immediate access to miles of scenic nature trails. Located just across the street from the renowned Levitt Pavilion, you will have front-row access to premier summer concert series and community events, all while enjoying the peaceful atmosphere of Ruby Hill. You are minutes away from the vibrant dining, shopping, and entertainment districts that make Denver one of the most exciting places to live. This is a unique opportunity to own a property that serves as both a comfortable home and a versatile financial asset. Schedule your showing today to experience the incredible potential of this Ruby Hill gem.
House + ADU
Property Type
7,841 sqft
Lot Size
1962
Year Built
Listing Date: 07/11/2026
Listed by: Jon R Roberts
Listing office: Banyan Real Estate LLC
Contact: 303-520-4034
Source: REcolorado #1999554
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($91,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 1999554 · Listing office: Banyan Real Estate LLC
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