Selected for the Terner Labs Housing Venture Lab

2439 Ogden Street, Denver, CO 80205

Active
Listed 139 days ago
Owner-Occupant Eligible
$799,000

About $3,419 a month to live here, after the rent from the other home.

House + ADU1,794 sqft5 beds3 bathsListed Jun 26, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,419a month

The second home on the lot rents for $1,437. We hold back $280 of that for repairs and an empty month, and the rest goes toward a $4,576 monthly payment.

Income to qualify: about $115,000 a year

With how much down?

At 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

1% Lender Credit Available - Ask Listing Agent for more details! Historic charm meets modern versatility at 2439 N Ogden Street, a distinctive Victorian home in the heart of Five Points. Framed by mature trees and colorful architectural details, this memorable property offers beautifully remodeled living spaces while preserving the character that makes a historic home so special. Inside, tall ceilings, beautiful hardwood floors and abundant natural light create an inviting atmosphere. The spacious living room flows seamlessly into the dining area, providing a comfortable layout for both everyday living and entertaining. A fully updated kitchen includes oversized cabinetry, quartz countertops, stainless steel appliances, a crisp subway-tile backsplash and well-appointed butler pantry. The main residence offers four bedrooms and two remodeled bathrooms, including a generous main floor primary suite, while additional rooms provide flexibility for guests, a home office, hobbies or creative space. Exposed brick, original trim and unique architectural details add warmth and personality throughout. The property’s standout feature is the 400 SF detached one-bedroom, one-bath accessory dwelling unit; complete with its own kitchen, laundry and living space. This separate residence offers exceptional possibilities for guests, extended household living, a private workspace or potential long-term and/or short-term rental use. With its combination of historic architecture, thoughtful improvements and two distinct living spaces, this one-of-a-kind Five Points property offers flexibility rarely found in the heart of the city. Book your showing today.

House + ADU

Property Type

4,687 sqft

Lot Size

1893

Year Built

Listing Date: 06/26/2026

Listed by: Andy Gray

Listing office: Your Castle Real Estate Inc

Contact: 720-231-3801

Source: REcolorado #1625789

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$799,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$799,000
Your Down Payment$159,800
Financed$639,200
Estimated Monthly Payment$4,576

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,576/month
Principal + Interest
$3,832
Property Taxes
$409
Home Insurance
$335
Rental Income (1 Unit)
$1,437/month

From the listing description.

Rental Expenses
-$280
Cost to live here
$3,419/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 1625789 · Listing office: Your Castle Real Estate Inc

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