Selected for the Terner Labs Housing Venture Lab

3010 Lafayette Street, Denver, CO 80205

Active
Listed 147 days ago
Owner-Occupant Eligible
$745,000

About $2,921 a month to live here, after the rent from the other home.

House + ADU1,502 sqft3 beds3 bathsListed Jun 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,921a month

The second home on the lot rents for $1,603. We hold back $240 of that for repairs and an empty month, and the rest goes toward a $4,284 monthly payment.

Income to qualify: about $105,000 a year

With how much down?

At 20% down ($149,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $97,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$22,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare opportunity to purchase a newly constructed home with a fully equipped ADU in Denver's desirable Whittier neighborhood. This property is one of six similar residences that may be acquired individually or as part of a portfolio, offering exceptional flexibility for both owner-occupants and investors. Each home is offered at $745,000 and includes a detached two-car garage with a studio ADU above. The main residence features 3 bedrooms, 2.5 bathrooms, and approximately 1,500 square feet of thoughtfully designed living space with an open-concept floor plan, contemporary finishes, abundant natural light, and modern efficiency throughout. The 463-square-foot studio ADU offers a private entrance, full kitchen, bathroom, and open living/sleeping area, making it ideal for generating rental income, accommodating guests, or supporting multigenerational living (buyer to verify local regulations and rental requirements). Ideally situated in the heart of Whittier, residents enjoy convenient access to downtown Denver, City Park, RiNo, neighborhood parks, restaurants, coffee shops, and public transportation. Purchase this home individually or combine it with additional properties from the collection. Buyers may acquire one home, multiple homes, or the entire six-property portfolio, creating a unique opportunity for investors, nonprofits, employers, and long-term holders seeking modern assets with built-in income potential. A rare offering that combines new construction, ADU flexibility, and portfolio optionality in one of Denver's most sought-after central neighborhoods.

House + ADU

Property Type

4,509 sqft

Lot Size

2022

Year Built

Listing Date: 06/18/2026

Listed by: Soledad Tobar

Listing office: Coldwell Banker Realty 18

Contact: 303-780-7407

Source: REcolorado #9002512

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$745,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$745,000
Your Down Payment$149,000
Financed$596,000
Estimated Monthly Payment$4,284

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($149,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,284/month
Principal + Interest
$3,573
Property Taxes
$501
Home Insurance
$210
Rental Income (1 Unit)
$1,603/month

From the listing description.

Rental Expenses
-$240
Cost to live here
$2,921/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 9002512 · Listing office: Coldwell Banker Realty 18

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices