Selected for the Terner Labs Housing Venture Lab

1851 13th Avenue, Greeley, CO 80631

Active
Listed 153 days ago
Owner-Occupant Eligible
$529,000
House + ADU4,276 sqft6 beds4 bathsListed Jun 12, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,592a month

We are still working out the rent on this one.

Income to qualify: about $100,000 a year

With how much down?

At 20% down ($105,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$15,870 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

***Up to $5,000 lender credit available for qualified buyers who finance through a preferred lender. Credit may be applied toward allowable closing costs, rate buy-down, and prepaids. Subject to loan approval and program guidelines.*** This home showcases classic architectural details, generous living spaces, and abundant natural light throughout. The home features 6 bedrooms, 4 bathrooms all on an expansive 13,300 square foot lot. A private primary retreat provides a peaceful escape, featuring its own dedicated space away from the secondary bedrooms for added comfort and privacy. The fully contained basement apartment offers exceptional flexibility with 2 bedrooms, 1 bathroom, a full kitchen, living area, laundry, and separate living quarters-ideal for multigenerational living, guests, a home office setup, or potential rental income. Outside, the oversized lot provides ample room for entertaining, gardening, recreation, and a private garden cottage including a wood burning fireplace and electricity. Perfect for an office space, or just a relaxing getaway. Rarely does a property combine historic elegance, modern versatility, and such an impressive lot size. Don't miss this unique opportunity to own a piece of Cranford history with room to grow, gather, and create lasting memories.

House + ADU

Property Type

13,300 sqft

Lot Size

1920

Year Built

Listing Date: 06/12/2026

Listed by: Darla Francies

Listing office: Sears Real Estate

Contact: 970-330-7700

Source: REcolorado #IR1061623

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$529,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$529,000
Your Down Payment$105,800
Financed$423,200
Estimated Monthly Payment$3,592

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($105,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,592/month
Principal + Interest
$2,537
Property Taxes
$257
Home Insurance
$798
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$3,592/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1061623 · Listing office: Sears Real Estate

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