About $2,962 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,850. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $4,451 monthly payment.
Income to qualify: about $108,000 a year
With how much down?
At 20% down ($145,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $95,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$21,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Turn of the century charm, style and modern convenience come together in this beautiful 1911 brick bungalow located in Denver's highly desirable Montclair neighborhood. Offering over 3,700 sf of living space, this unique property greets you with original hardwood floors and timeless architectural details adding to the character throughout the open and inviting gathering spaces leading to the thoughtfully designed kitchen. The main floor additionally features 3 bedrooms, updated bathroom & a huge laundry room with dog run access. Up the stairs to the bright, open loft with tons of possible uses. Huge windows showcase the abundant tree and bird life and make for a treehouse like setting. Plus, a half bath for convenience whether used for an office, playroom or bedroom this space is ready to meet your needs. One of the most desirable features of the home is the private mother-in-law suite complete with its own kitchen, bedroom, 3/4 bathroom, living room with bar, tons of storage and a workshop. Whether used for multi-generational living, guests, home office or additional income potential, this flexible space offers endless possibilities. Outside, enjoy your oasis in the city with a generous, private backyard designed for entertaining, gardening and outdoor living, along with a secure dog run, play house & a zipline. Plus, a covered front porch, perfect for enjoying the Colorado weather. Rest assured, big ticket items such as the roof, furnace, windows, interior & exterior painting have all been updated. Nestled on the edge of Montclair, this home offers the perfect blend of neighborhood charm and city convenience. Enjoy easy access to nearby parks, schools, restaurants & shopping, with downtown Denver, DTC, the best hospitals of Denver and Aurora just moments away. This property combines historic character, flexible living options and an unbeatable location.
House + ADU
Property Type
6,500 sqft
Lot Size
1911
Year Built
Listing Date: 06/10/2026
Listed by: Shawn Breslin
Listing office: Compass Colorado, LLC - Boulder
Contact: 720-434-4028
Source: REcolorado #7204451
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($145,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 7204451 · Listing office: Compass Colorado, LLC - Boulder
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