Active
3 units4 bd2 ba1,740 sqft
Cost to live here
$3,007/mo
Income to qualify: about $84,000 a year
At 20% down, 30-year fixed. From 5% down.
$530,000•Triplex
1837-1841 16th Street, Loveland, CO 80538
MLS# IR1071512 · HomeSmart Realty624 6th Street, Loveland, CO 80537
Active
Listed 164 days agoOwner-Occupant Eligible
About $2,687 a month to live here, after the rent from the other home.
House + ADU1,404 sqft3 beds1 bathsListed Jun 1, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,687a month
The second home on the lot rents for $916. We hold back $179 of that for repairs and an empty month, and the rest goes toward a $3,424 monthly payment.
Income to qualify: about $87,000 a year
With how much down?
At 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $82,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$18,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
An amazing opportunity to own a completely updated ranch-style home in the heart of Old Town Loveland, nestled on the peaceful and charming 6th Street. Just blocks from Old Town, Sunnyside Park, and the Chilson Recreation Center, you'll have Loveland's best restaurants and bars all within a 5-10 minute walk.This home embodies Old Town living at its finest. Wake up to morning coffee in your serene, shaded backyard beneath beautiful old-growth trees, then stroll downtown for lunch or a drink. The property has been fully updated with new windows, new flooring, an updated kitchen, and an updated bathroom - truly move-in ready.And there's more: two garages are included. Use one as a workshop and the other for parking. Plans for an ADU (accessory dwelling unit) are also included with the sale.The home has been successfully operated as a short-term rental and second home, with current STR revenue of approximately $42K annually (with significant personal use). Pro-forma projections show $60K at 100% STR occupancy, and up to $90K with the addition of the ADU.This is a rare chance to own a beautiful, updated property in Old Town at an incredible price. Don't wait - will you be the lucky one?
House + ADU
Property Type
7,917 sqft
Lot Size
1920
Year Built
Listing Date: 06/01/2026
Listed by: Fred Porter
Listing office: Porter Real Estate
Contact: 970-231-4272
Source: REcolorado #IR1060992
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$625,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$625,000
Your Down Payment$125,000
Financed$500,000
Estimated Monthly Payment$3,424
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,424/month
Principal + Interest
$2,998Property Taxes
$209Home Insurance
$217Rental Income (1 Unit)
$916/month
From the listing description.
Rental Expenses
-$179Cost to live hereCost to live here, after rent
$2,687/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1060992 · Listing office: Porter Real Estate
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