Selected for the Terner Labs Housing Venture Lab

3279 Pearl Street, Englewood, CO 80113

Active
Listed 169 days ago
Owner-Occupant Eligible
$825,000
Duplex2,792 sqft3 beds2 bathsListed May 27, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,717a month

We are still working out the rent on this one.

Income to qualify: about $132,000 a year

With how much down?

At 20% down ($165,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $114,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$28,875 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

INCREDIBLE OPPORTUNITY for an owner-occupant to live in the main home while offsetting the mortgage with two separate income-producing units! Starting August 1st, the primary residence of this up-and-down duplex will be vacant and ready for you to move in. The main-level 1-story home features a comfortable layout, while the separate basement rental unit offers its own outside entrance. Additionally, a detached ADU provides additional functional space. The current landlord/owner has leases in place for the lower unit. The lease is available for inspection and review. Please note: The ADU is not currently approved for a rental unit, but a request has been submitted to the City of Englewood for approval. It has been rented for several years. All measurements are approximate and are derived from Arapahoe County Records or other sources.

Duplex

Property Type

9,278 sqft

Lot Size

1940

Year Built

Listing Date: 05/27/2026

Listed by: Jeff Bernard

Listing office: LIV Sotheby's International Realty

Contact: 303-564-7630

Source: REcolorado #9170954

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$825,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$825,000
Your Down Payment$165,000
Financed$660,000
Estimated Monthly Payment$4,717

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($165,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,717/month
Principal + Interest
$3,789
Property Taxes
$407
Home Insurance
$521
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,717/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 9170954 · Listing office: LIV Sotheby's International Realty

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices