About $6,306 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $7,156 monthly payment.
Income to qualify: about $191,000 a year
With how much down?
At 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $144,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$33,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Income-producing 5.4 acre property outside of Waco city limits with a main house, a leased guest house, 2 Airbnb's and 8 leased lots occupied by tiny homes. Enjoy a country setting just 3.7 miles from I-35 and 8.4 miles from downtown Waco. The 2,566 sqft, two-story main house offers a farmhouse vibe with 4 bedrooms, 3.5 baths, wood floors, upstairs carpet, and abundant natural light. The leased 1,116 sqft guest cottage has the coziest feel, with 2 bedrooms, 1.5 baths, vinyl flooring downstairs, and carpet upstairs. The two short-term rentals each have a distinct style. The Helm is a 908 sqft, two-story studio style shipping container, with 2 bedrooms and 2 baths. The Little Red Hen is a rustic 436 sqft cabin style tiny home with 1 bedroom and 1 bath. A vacant lot offers potential for another tiny home or RV, and an unfinished 10x20 cabin shell could be finished as additional living space or a laundry facility. The property also includes a 12x24 metal shop, a commercial aerobic septic system, business-class cable and internet, 5water meters, and 3400-amp electric meters.
House + ADU
Property Type
235,224 sqft
Lot Size
2021
Year Built
Listing Date: 11/14/2026
Listed by: Taylor McGough
Listing office: All City Real Estate Ltd. Co
Source: NTREIS #21436465
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21436465 · Listing office: All City Real Estate Ltd. Co
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3.5% down.