
At 20% down, 30-year fixed. From 3% down.
About $719 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,400. We hold back $273 of that for repairs and an empty month, and the rest goes toward a $1,846 monthly payment.
Income to qualify: about $39,000 a year
With how much down?
At 20% down ($44,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $29,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$6,747 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Updated 3-bedroom, 3-bathroom home with separate guest quarters situated on a spacious corner lot near University High School in Waco! This versatile property features a 2-bedroom, 2-bathroom main residence and additional 1-bedroom, 1-bathroom guest quarters connected by a covered breezeway. The main home features fresh interior and exterior paint, newer dual-pane vinyl windows, newer flooring throughout, and updated finishes. The kitchen offers newer cabinetry, granite countertops, updated appliances, and stylish fixtures. The separate guest quarters, converted from the original garage, provide additional living space ideal for extended family, guests, a home office, or a variety of other needs. With room for a future kitchenette, this space offers flexibility and opportunities for customization. Situated on a generous corner lot, the property also features an attached metal carport and covered breezeway connecting the two living areas. Additional improvements include a newer roof and electrical panel. Furnishings are available for purchase. With numerous updates, separate living quarters, and a flexible floor plan, this move-in-ready property offers comfort, functionality, and versatility in a convenient Waco location!
House + ADU
Property Type
9,683 sqft
Lot Size
1961
Year Built
Listing Date: 11/13/2026
Listed by: Kimberly Bryant
Listing office: Graceland Real Estate
Source: NTREIS #21434568
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($44,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21434568 · Listing office: Graceland Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 5% down.

At 20% down, 30-year fixed. From 3.5% down.