Selected for the Terner Labs Housing Venture Lab

2561 County Road 248, Valley View, TX 76272

Active
Listed 35 days ago
Owner-Occupant Eligible
$539,000

About $2,735 a month to live here, after the rent from the other home.

House + ADU2,160 sqft4 beds3 bathsListed Oct 8, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,735a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,685 monthly payment.

Income to qualify: about $93,000 a year

With how much down?

At 20% down ($107,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $70,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,170 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover the perfect blend of country living & everyday convenience. Situated on 3.78 beautiful acres with easy access to I-35, this property is located just 15 minutes from both Gainesville & Denton and only 3 miles from Lake Ray Roberts. You'll be greeted by sweeping views of the front acreage featuring a private 2 hole golf course with elevated greens & a seasonal creek. Hole #1 measures approximately 100 yards, while Hole #2 stretches 150 yards from the tee box, creating a place to practice your long & short game. The home features 4 bedrooms, 2 baths, 2 living areas & a dining room. The remodeled kitchen is complete with granite countertops, a center island & abundant workspace for cooking & gathering. The backyard offers a spacious setting for relaxing & entertaining with an impressive 25' x 50' covered patio, while a seasonal garden produces squash, cucumbers, zucchini, tomatoes & okra. The impressive 30' x 50' shop includes electricity, a car lift & built-in storage shelving. 20 foot awnings extend along both sides & the south end, creating an expansive 70' x 70' covered work area, ideal for equipment, RVs, trailers, recreational vehicles, or outdoor projects. The detached garage has been converted into a 400 SF office, offering flexible space for working from home or operating a business. A separate 250 SF garage apartment provides excellent accommodations for guests, extended family, or potential rental income. Designed with self-sufficiency in mind, the property includes a 505 ft. deep water well, a 1,200 gallon water storage tank & the flexibility to utilize either county water or well water. 2 Generac generators provide additional peace of mind. 1 dedicated to powering the home & the 2nd serving the shop, office, and water well. Whether you're searching for a private homestead, a hobby farm, space for your business, or simply room to spread out & enjoy country living, this one-of-a-kind property offers endless possibilities in a desirable location.

House + ADU

Property Type

164,657 sqft

Lot Size

1986

Year Built

Listing Date: 10/08/2026

Listed by: Jaime Wester

Listing office: Coldwell Banker Realty

Source: NTREIS #21406723

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$539,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$539,000
Your Down Payment$107,800
Financed$431,200
Estimated Monthly Payment$3,685

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($107,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,685/month
Principal + Interest
$2,585
Property Taxes
$692
Home Insurance
$408
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$2,735/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21406723 · Listing office: Coldwell Banker Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.