
At 20% down, 30-year fixed. From 3.5% down.
About $3,113 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $4,063 monthly payment.
Income to qualify: about $103,000 a year
With how much down?
At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Discover the perfect blend of country living & everyday convenience. Situated on 5 beautiful acres with easy access to I-35, this property is located just 15 minutes from both Gainesville & Denton and only 3 miles from Lake Ray Roberts. You'll be greeted by sweeping views of the front acreage featuring a private 2 hole golf course with elevated greens & a seasonal creek. Hole #1 measures approximately 100 yards, while Hole #2 stretches 150 yards from the tee box, creating a place to practice your long & short game. The home features 4 bedrooms, 2 baths, 2 living areas & a dining room. The remodeled kitchen is complete with granite countertops, a center island & abundant workspace for cooking & gathering. The backyard offers a spacious setting for relaxing & entertaining with an impressive 25' x 50' covered patio, while a seasonal garden produces squash, cucumbers, zucchini, tomatoes & okra. The impressive 30' x 50' shop includes electricity, a car lift & built-in storage shelving. 20 foot awnings extend along both sides & the south end, creating an expansive 70' x 70' covered work area, ideal for equipment, RVs, trailers, recreational vehicles, or outdoor projects. The detached garage has been converted into a 400 SF office, offering flexible space for working from home or operating a business. A separate 250 SF garage apartment provides excellent accommodations for guests, extended family, or potential rental income. Designed with self-sufficiency in mind, the property includes a 505 ft. deep water well, a 1,200 gallon water storage tank & the flexibility to utilize either county water or well water. 2 Generac generators provide additional peace of mind. 1 dedicated to powering the home & the 2nd serving the shop, office, and water well. Whether you're searching for a private homestead, a hobby farm, space for your business, or simply room to spread out & enjoy country living, this one-of-a-kind property offers endless possibilities in a highly desirable location.
House + ADU
Property Type
219,978 sqft
Lot Size
1986
Year Built
Listing Date: 08/05/2026
Listed by: Jaime Wester
Listing office: Coldwell Banker Realty
Source: NTREIS #21322135
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21322135 · Listing office: Coldwell Banker Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.