Selected for the Terner Labs Housing Venture Lab

5827 SE County Road 1095, Corsicana, TX 75109

Active
Listed 145 days ago
Owner-Occupant Eligible
$398,500

About $1,688 a month to live here, after the rent from the other home.

House + ADU1,597 sqft3 beds4 bathsListed Jun 20, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,688a month

The second home on the lot rents for $1,000. We hold back $165 of that for repairs and an empty month, and the rest goes toward a $2,523 monthly payment.

Income to qualify: about $61,000 a year

With how much down?

At 20% down ($79,700) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $52,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$11,955 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover a beautiful views of Richland Chambers Lake from this rural property that offers two homes, RV spot and a large shop on 4 acres. If you want to live in the country, sit on the porch to take in the view of the lake or count the numerous white tail deer, this is the spot! This place could be an amazing income-producing short term rental where you could rent the house, the guest house or the RV slot out to lake visitors. The main home was originally 3 bedrooms but a wall was removed to create a larger living space and is now 2-bedroom, 2.5-bath barndominium. (Wall could easily be added back if buyer prefers) Inside the main home are beautiful gorgeous pine ceilings, an inviting living room centered around a fireplace, open kitchen with dining space. Primary suite features his-and-hers walk-in closets and a large ensuite bathroom. Upstairs loft bedroom has full bathroom. Outside, the covered front porch creates the perfect spot to enjoy your morning coffee or unwind in the evening. Secondary home is the perfect guest 450 sqft suite with kitchen, living, sleeping area and full bathroom. This additional living space offers guests, extended family, or potential renters comfort and privacy. The shop is 25' x 30' with electricity, 2 roll up doors and 2nd level storage. The acreage also includes barn, walking pen, feed storage building, and plenty of room for animals. RV hookup adds even more convenience with 30 & 50 AMP electric, water, and septic hookups. There is a public boat ramp less than a mile away. So whether you're searching for a full-time home, a weekend retreat, or an investment property, this property offers a rare combination of character, flexibility, and lake-area convenience. Electric gate provides an added layer of privacy, convenience, and security. For those looking for room for animals, hobbies, or a small homestead, this property offers excellent potential. Come see everything this unique property has to offer and schedule a tour today!

House + ADU

Property Type

174,240 sqft

Lot Size

2005

Year Built

Listing Date: 06/20/2026

Listed by: Laura Smith

Listing office: Keller Williams Lonestar DFW

Source: NTREIS #21404744

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$398,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$398,500
Your Down Payment$79,700
Financed$318,800
Estimated Monthly Payment$2,523

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($79,700) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,523/month
Principal + Interest
$1,911
Property Taxes
$338
Home Insurance
$274
Rental Income (1 Unit)
$1,000/month

From the listing description.

Rental Expenses
-$165
Cost to live here
$1,688/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21404744 · Listing office: Keller Williams Lonestar DFW

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.