Active
2 units4 bd2 ba3,166 sqft
Cost to live here
$5,191/moafter $1,138/mo in rent
Income to qualify: about $160,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$929,000•House + ADU
103 Deer Island Road, Mabank, TX 75156
626 E Eubank Street, Mabank, TX 75147
Active
Listed 42 days agoOwner-Occupant Eligible
About $2,200 a month to live here, after the rent from the other home.
House + ADU2,524 sqft3 beds3 bathsListed Oct 1, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,200a month
The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,150 monthly payment.
Income to qualify: about $78,000 a year
With how much down?
At 20% down ($87,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,170 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Just minutes from Cedar Creek Lake, this beautiful brick home delivers the perfect blend of comfort, space, and true Texas lake-life living. Featuring 3 bedrooms, 2.5 baths, a formal dining room, and a custom kitchen with granite countertops and rich cabinetry, this home is designed for easy everyday living and effortless entertaining. The backyard is your own private lake-day oasis — a sparkling pool, sun deck, and plenty of room for BBQs, gathering with friends, or cooling off after a day on the water. The property also includes a separate 1-bed, 1-bath guest house with an open living and kitchen area, ideal for a mother-in-law suite, weekend visitors, or potential rental income. Located just minutes from public boat ramps, restaurants, and entertainment, this home offers resort-style fun in your own backyard with all the convenience of Mabank living. VA assumable loan available. All information is reliable, not guaranteed. It is the responsibility of the buyer and buyer's agent to verify all information including taxes, schools, etc.
House + ADU
Property Type
18,731 sqft
Lot Size
2000
Year Built
Listing Date: 10/01/2026
Listed by: Lori Day
Listing office: Keller Williams Realty
Source: NTREIS #21401081
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$439,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$439,000
Your Down Payment$87,800
Financed$351,200
Estimated Monthly Payment$3,150
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($87,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,150/month
Principal + Interest
$2,106Property Taxes
$611Home Insurance
$433Rental Income (1 Unit)
$1,138/month
From the listing description.
Rental Expenses
-$188Cost to live hereCost to live here, after rent
$2,200/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21401081 · Listing office: Keller Williams Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
