
At 20% down, 30-year fixed. From 3% down.
About $4,970 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,182. We hold back $213 of that for repairs and an empty month, and the rest goes toward a $5,939 monthly payment.
Income to qualify: about $155,000 a year
With how much down?
At 20% down ($176,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $115,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$26,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome to 120 Turners Circle in the sought-after Wood Canyon Waters subdivision on Cedar Creek Lake. Situated on 1.5 lots totaling approximately .29 acres, this open waterfront property offers protected cove water, open water views, and spectacular sunset views. The main home at 2405SF features 3 bedrooms, 3 full baths, and designed for comfortable lake living and entertaining. The open plan connects the living, dining, and kitchen areas, creating a warm and inviting gathering spaces. The living room offers beautiful water views, a wood-burning fireplace, and bar counter with pass-through access to kitchen. The kitchen features quartz countertops, a stainless double-bowl sink, electric range, abundant cabinetry, and an island with bar seating. The dining area provides plenty of room for family meals and entertaining. Two primary suites offer flexibility for owners and guests. One is on the main level and the second upstairs, each with private ensuite baths. The upstairs suite includes a private lakeside balcony perfect for enjoying lake breezes, stunning sunsets, and peaceful waterfront views. The third bedroom, currently used as an office, offers an exterior entrance. A full guest bath is located off the main living area. A detached 653SF guest quarters, flex space adds tremendous versatility featuring a kitchenette with counter space, cabinetry, double sink, microwave, refrigerator, and a full bath with tub-shower combination. Outside, mature shade trees, landscaping, circular drive, and courtyard entrance enhance the property's appeal. Outdoor deck areas provide ideal spaces for relaxing, entertaining, and enjoying lake activities. The single-slip boathouse includes a pontoon cradle. POA members enjoy access to a gated boat launch. Short term rentals are allowed. Create lasting family memories at the lake. Life is Better at the Lake.
House + ADU
Property Type
12,632 sqft
Lot Size
1983
Year Built
Listing Date: 06/02/2026
Listed by: Debbie Schwanbeck
Listing office: Fathom Realty LLC
Source: NTREIS #21306804
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($176,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21306804 · Listing office: Fathom Realty LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.