Selected for the Terner Labs Housing Venture Lab

1306 Country Road, Whitesboro, TX 76273

Active
Listed 59 days ago
Owner-Occupant Eligible
$589,000

About $2,754 a month to live here, after the rent from the other home.

Duplex2,920 sqft6 beds6 bathsListed Sep 14, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,754a month

The other home rents for $1,600. We hold back $240 of that for repairs and an empty month, and the rest goes toward a $4,114 monthly payment.

Income to qualify: about $100,000 a year

With how much down?

At 20% down ($117,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $81,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,615 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Take Me Home, Country Road! INVESTMENT OPPORTUNITY IN WHITESBORO! Welcome to the Country Road Duplexes, a brand-new multifamily development conveniently located just minutes from downtown Whitesboro. This project consists of three adjacent, custom-built duplexes, offering investors the opportunity to purchase one building individually or all three as a package. Designed from the ground up with both the owner and tenant in mind, these properties combine attractive finishes, functional floor plans, and low-maintenance new construction. Each spacious unit features an open-concept living area, half bath downstairs, luxury vinyl plank flooring throughout, quartz countertops and backsplash, stainless steel appliances, and 100% spray-foam insulation for improved comfort and energy efficiency. Every detail was thoughtfully selected to create a property that stands apart from the typical rental. The modern finishes and spacious layouts help attract quality tenants, while new construction and durable materials provide an appealing option for investors looking for a long-term addition to their portfolio. Whether you're looking to acquire a single duplex or all three neighboring properties, Country Road offers a unique opportunity to own newly constructed multifamily real estate in Whitesboro. Buy one. Buy all three. Build your portfolio on Country Road.

Duplex

Property Type

10,019 sqft

Lot Size

2026

Year Built

Listing Date: 09/14/2026

Listed by: Michael Troth

Listing office: JPAR North Metro

Source: NTREIS #21384714

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$589,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$589,000
Your Down Payment$117,800
Financed$471,200
Estimated Monthly Payment$4,114

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($117,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,114/month
Principal + Interest
$2,705
Property Taxes
$958
Home Insurance
$451
Rental Income (1 Unit)
$1,600/month

From market rates for this unit's size.

Rental Expenses
-$240
Cost to live here
$2,754/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21384714 · Listing office: JPAR North Metro

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.