Active
2 units3 bd2 ba2,547 sqft
Cost to live here
$1,465/moafter $1,138/mo in rent
Income to qualify: about $56,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$298,000•House + ADU
701 E Main Street, Whitesboro, TX 76273
1304 Country Road, Whitesboro, TX 76273
Active
Listed 97 days agoOwner-Occupant Eligible
About $1,123 a month to live here, after the rent from the other home.
Duplex2,749 sqft6 beds6 bathsListed Aug 7, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$1,123a month
The other home rents for $2,363. We hold back $354 of that for repairs and an empty month, and the rest goes toward a $3,132 monthly payment.
Income to qualify: about $66,000 a year
With how much down?
At 20% down ($88,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $61,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$15,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Don't miss this exceptional opportunity to own a beautifully designed, low-maintenance duplex just moments from downtown Whitesboro. Built with quality craftsmanship and long-term efficiency in mind, each unit features premium finishes and thoughtful construction throughout. Interior highlights include striking iron entry doors, luxury vinyl plank flooring, custom cabinetry, designer lighting and plumbing fixtures, 9-foot ceilings, and a vaulted ceiling in the primary bedroom that creates a spacious, inviting retreat. Energy-efficient foam insulation helps provide year-round comfort and lower utility costs. Engineered for durability and privacy, the property features a substantial 24-inch-thick perimeter slab foundation. The well-designed floor plans offer broad appeal for owner-occupants, tenants, or multi-generational living, making this an outstanding investment opportunity. The seller is offering the option to purchase individual units or the entire duplex, providing flexibility to suit a variety of investment and ownership goals.
Duplex
Property Type
5,576 sqft
Lot Size
2020
Year Built
Listing Date: 08/07/2026
Listed by: Wayne Warshawsky
Listing office: Blue Star Realty
Source: NTREIS #21351692
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$439,999
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$439,999
Your Down Payment$88,000
Financed$351,999
Estimated Monthly Payment$3,132
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($88,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,132/month
Principal + Interest
$2,021Property Taxes
$686Home Insurance
$425Rental Income (1 Unit)
$2,363/month
From the listing description.
Rental Expenses
-$354Cost to live hereCost to live here, after rent
$1,123/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21351692 · Listing office: Blue Star Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
