Active
4 units1,492 sqft
Cost to live here
$1,009/mo
Income to qualify: about $28,000 a year
At 20% down, 30-year fixed. From 5% down.
$120,000•Quadplex
1109 S 14th Street, Abilene, TX 79602
1042 Santos Street, Abilene, TX 79605
Active
Listed 72 days agoOwner-Occupant Eligible
About $2,314 a month to live here, after the rent from the other home.
House + ADU3,060 sqft5 beds2 bathsListed Sep 1, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,314a month
The second home on the lot rents for $1,095. We hold back $214 of that for repairs and an empty month, and the rest goes toward a $3,195 monthly payment.
Income to qualify: about $79,000 a year
With how much down?
At 20% down ($87,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,197 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
One of the most unique and versatile homes in Abilene. Spacious 5-bedroom layout designed to function beautifully as one large residence or as two separate living spaces. A discreet interior staircase can be secured to separate the spaces, creating an exceptional setup for multigenerational living, an in-law suite, guest accommodations, or short-term rental use. Full of character with abundant natural light, French doors, multiple living areas, fireplaces, distinctive architectural details, and charming finishes. The center atrium and multiple private courtyards create an inviting indoor-outdoor connection. This home offers a combination of character, flexibility, and functionality that is difficult to replicate.
House + ADU
Property Type
10,498 sqft
Lot Size
1957
Year Built
Listing Date: 09/01/2026
Listed by: Eric Robirds
Listing office: Traditions Real Estate Group
Source: NTREIS #21375112
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$439,900
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$439,900
Your Down Payment$87,980
Financed$351,920
Estimated Monthly Payment$3,195
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($87,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,195/month
Principal + Interest
$2,110Property Taxes
$533Home Insurance
$552Rental Income (1 Unit)
$1,095/month
From market rates for this unit's size.
Rental Expenses
-$214Cost to live hereCost to live here, after rent
$2,314/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21375112 · Listing office: Traditions Real Estate Group
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
