About $1,888 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $165 of that for repairs and an empty month, and the rest goes toward a $2,723 monthly payment.
Income to qualify: about $67,000 a year
With how much down?
At 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$12,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
This beautiful property offers the perfect blend of peaceful country living and modern convenience on 1.5 acres! The main home features 1,617 SF with 3 beds and 2 baths, plus a 640 SF guest house or in-law suite with 1 bed, 1 full bath, kitchen and living! A long circular driveway welcomes you to the property, and the wide front porch wraps around to the side of the home and features an adorable hanging swing bench! Inside, the completely remodeled home offers a bright and inviting layout with modern finishes throughout. The spacious living room is centered around a stylish corner electric fireplace, and an adjacent additional sitting area that could easily be used as a game room, workout space or home office! The private primary suite is tucked away in the back of the home and features a beautiful ensuite bathroom with a jetted tub, separate shower and generous walk-in closet. Two additional bedrooms and a full bathroom are located at the front of the home. Step outside to your own backyard oasis featuring a large covered deck and an above-ground pool with a spacious sunbathing deck, perfect for relaxing and entertaining! This property also includes a 10x20 storage shed, two large carports including a 2-car carport and a tall carport with RV hookup, plus the adorable guest house offering endless possibilities for guests, a mother-in-law suite, grown children, or potential rental income! Need even more space? The main home offers the unique opportunity to add a second story, with a roof structure tall enough to accommodate additional living space! Conveniently located just off SH 121, this property offers an easy commute to nearby cities, just 30 minutes from downtown McKinney and the charming town of Bonham is just minutes from your doorstep! Come experience the best of country living with modern farmhouse style, plenty of space and endless possibilities in beautiful Bonham, Texas!
House + ADU
Property Type
65,340 sqft
Lot Size
2000
Year Built
Listing Date: 09/01/2026
Listed by: Cory Bertrand
Listing office: Keller Williams NO. Collin Cty
Source: NTREIS #21371740
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21371740 · Listing office: Keller Williams NO. Collin Cty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3.5% down.